In 2025, the USDA loan limit for Springtown situated in Parker county, TX, is set at $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.
Leverage the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates, understanding the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, aiding you in choosing the most appropriate program for your financial needs in Alabama.
Review offers from a variety of 100 lenders
| Loan Type | Loan Cap | Down Payment | |
| USDA | $360,600 | 0% | |
| FHA | $531,300 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to effectively secure the best USDA or FHA loan quickly and smoothly. Start with one of three pathways to match with corresponding lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often called a USDA rural development loan or mortgage, is designated for rural zones exclusively. Unlike FHA loans requiring a down payment of at least 3.5%, the USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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