In the year 2025, within Rhome, located in the county of Wise, TX, the USDA loan limit is set at $360,600, while the FHA limit for single-family homes is $531,300.
Utilize Lendersa®'s USDA loan calculator for comparing current USDA versus FHA rates. This assists in determining the income, credit requirements, reserves, and documents needed to qualify. Our comprehensive mortgage calculator provides a side-by-side overview, comparing USDA, FHA, Conforming, and VA options. This aids in identifying the best program in for your personal financial situation.
Explore 2025 Loan Limits and Down Payment Requirements in Rhome, County of Wise, TX
Type of Loan
Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Consider USDA and FHA Loan Options in Rhome, TX
The aim of Lendersa® is to swiftly connect you with the optimal USDA or FHA loans without hassle. You can choose from three starting points which guide to lenders and appropriate USDA loan programs.
USDA home loans, backed by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages. These are available solely in rural neighborhoods. Unlike FHA loans which require a 3.5% down payment, USDA loans require no down payment at all.
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