USDA Vs. FHA your options comparison in Brookshire, Waller County, TX

In 2026, the USDA loan limit for Brookshire, in the county of Waller, TX, is set at $336,500, while the FHA caps at $472,030 for a single-family home.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to help decide which program in suits your financial circumstances best.

Compare loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Brookshire, Waller, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Brookshire, TX

The goal of Lendersa® is to provide you with the best USDA or FHA loan quickly and without stress. Choose from three starting points that lead to matching lenders and USDA loan programs.

Results for Lendersa USDA loan requests

Understanding the USDA Loan in TX

A USDA home loan is guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, and is exclusive to rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Link 1, Inc
  • 28570 Marguerite Pkwy, Suite 208, Mission Viejo, CA, 92692
  • We pride ourselves on exceeding our customer's expectations in finding the best loan product for them, A tailored home loan that's right for you. Everyone is unique: Loans are not cookie cutter products, a large amount of guidance for simple or more complex financing packages require skill, we realize you are unique

  • Integrated Lending Group Inc.
  • 28181 Tinajo, Mission Viejo, CA, 92692
  • Integrated Lending Group our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of refinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over.

  • Today's Home Mortgage Inc
  • 27885 Mazagon, Mission Viejo, CA, 92692
  • At Home Mortgage, Inc. We are a full-service mortgage company based in Mission Viejo, CA. We specialize in Jumbo home mortgages, home refinance, and home purchase loans in Mission Viejo. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92692, we can help you realize your dream

  • Spectrum One Mortgage
  • 23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
  • Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.

  • Home Financing Inc.
  • 26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
  • Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!

  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities

  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.

  • 1st American Funding
  • PO Box 7537, Capo Beach, CA, 92624
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Bancorp
  • 3400 Inland Empire Blvd, Suite 101, Ontario, CA, 91764
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Encore Mortgage
  • 3333 Concours St, Bldg 4, Suite 4100, Ontario, CA, 91764
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.