USDA Vs. FHA Pro and Con comparison in Brookshire, Waller County, TX

In 2025, the USDA loan limit for Brookshire, in the county of Waller, TX, is set at $336,500, while the FHA caps at $472,030 for a single-family home.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to help decide which program in suits your financial circumstances best.

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2025 Loan Limits and Down Payment Requirements in Brookshire, Waller, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Brookshire, TX

The goal of Lendersa® is to provide you with the best USDA or FHA loan quickly and without stress. Choose from three starting points that lead to matching lenders and USDA loan programs.

Results for Lendersa USDA loan requests

Understanding the USDA Loan in TX

A USDA home loan is guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, and is exclusive to rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
  • Glacier Hills Credit Union
  • 2150 S Main Street, West Bend, WI, 53095
  • We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.
  • National Bank of Blacksburg
  • 100 South Main Street, Blacksburg, VA, 24060
  • Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
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  • 1344 N Main St, Blacksburg, VA, 24060
  • FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
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  • 414 W Milham Avenue, Portage, MI, 49024
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  • EST Home Mortgage
  • 1302 W Milham Ave, Portage, MI, 49024
  • EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.
  • Bank of Alma Alma
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  • The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
  • Bull Market Business Funding Solutions
  • 806 Green Valley Rd, Suite 200, Greensboro, NC, 27408
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  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.