For 2026, the USDA loan maximum in Sealy, within Austin county, TX, is set at $336,500. Meanwhile, for an FHA loan on a single-family home, the limit reaches $472,030.
Try Lendersa®'s USDA loan calculator to assess the best current rates, contrasting USDA with FHA options. It helps identify the income, credit standards, reserves, and paperwork necessary to qualify. Using our sophisticated mortgage comparison tool, you can view USDA, FHA, Conforming, and VA side by side, making it easier to determine the right program in
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| Loan Category | Maximum Limit | Initial Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to swiftly and smoothly secure you the finest USDA or FHA loan possible. Choose from one of the three initial paths provided to connect with matching lenders and tailored USDA loan plans.
USDA home loans are government-backed by the USDA, known as the USDA rural development loan or USDA mortgage and available exclusively in rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages are characterized by zero down payments.
Enter your location to find out if it qualifies for USDA rural housing loan?
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