USDA Vs. FHA Pro and Con comparison in Weston-Lakes, Fort Bend County, TX

During 2025, the USDA loan limit for Weston-Lakes within Fort Bend, TX, is $285,000; this contrasts with the FHA limit for a single-family home, which is $356,362.

Make use of the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates and ascertain the income, credit score, reserves, and paperwork required for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program fits your financial situation best in .

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2025 Loan Limits and Downpayment Requirements in Weston-Lakes, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Choosing USDA and FHA Loan Options in Weston-Lakes, TX

The objective of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and effortlessly. Begin with one of three recommended starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, is intended exclusively for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan program does not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WesTex Federal Credit Union
  • 901 Avenue Q, Lubbock, TX, 79401
  • WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • Gulf Trust Federal Credit Union
  • 2533 Denny Avenue, Pascagoula, MS, 39567
  • In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
  • Texas Tech Credit Union
  • 1802 Texas Tech Parkway, Lubbock, TX, 79409
  • Texas Tech Credit Union is an innovative financial institution that is committed to our vision of "Meeting Needs and Creating Value"​ for our members and community. We provide financial services that benefit our members'​ lives and set ourselves apart by offering financially superior loans and deposit accounts.
  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
  • American Bank and Trust Company Tulsa
  • 60 American Plaza, Tulsa, OK, 74135
  • Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers
  • United Members Federal Credit Union
  • 4833 S Sheridan, Suite 401, Tulsa, OK, 74145
  • United Members Federal Credit Union isn’t your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
  • Dowell Federal Credit Union
  • 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105
  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
  • Mortgage Clearing Corporation
  • 5612 South Lewis Avenue, Tulsa, OK, 74105
  • "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
  • Oklahoma Central Credit Union
  • 4956 S Peoria Ave, Tulsa, OK, 74105
  • At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
  • Midtown Mortgage
  • 2007 E 15th st, Tulsa, OK, 74145
  • Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
  • OK Members First Federal Credit Union
  • 10832 E 31st Street, Tulsa, OK, 74146
  • Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.