USDA VS FHA in Fulshear, Fort Bend County, TX

For 2025, the USDA loan limit in Fulshear, situated in Fort Bend, TX, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in aligns best with your financial needs.

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2025 Loan Limits and Downpayment Requirements in Fulshear, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fulshear, TX

The goal of Lendersa® is to promptly connect you with the ideal USDA or FHA loan with minimal hassle. Select one of three starting points that guide you to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

The USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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