USDA VS FHA in Brownfield, Terry County, TX

For 2025, the USDA loan limit in Brownfield, located in Terry county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to investigate today’s top USDA versus FHA rates. Establish the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, aiding you to choose the most suitable program in for your financial needs.

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2025 Loan Limits and Down Payment Needs in Brownfield, Terry County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Brownfield, TX

Lendersa® aims to swiftly and effortlessly secure the optimum USDA or FHA loan for you. Choose from one of three entry points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cobalt Credit Union
  • 7148 Towne Center Parkway, Papillion, NE, 68046
  • Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
  • Citizen’s Choice Federal Credit Union
  • 101 St Catherine Street, Natchez, MS, 39120
  • Citizen’s Choice Federal Credit Union is a financial cooperative that offers a wide range of products with the most convenient rates. We know how important it is always to have options to select from; therefore, we provide a large variety of services for every citizen: share accounts, payroll deduction, direct deposit, auto loans,
  • Old South Federal Credit Union
  • 148 North Shields Lane, Natchez, MS, 39120
  • Old South FCU was formed in 1953 originally to serve employees of the International Paper Company located in Natchez, MS. Over the years, Old South's field of membership has grown to include other Select Employee Groups. We have since expanded our field of membership to include Concordia Parish, LA and Adams County, MS.
  • United Mississippi Bank
  • 1 Morgantown Road, Natchez, MS, 39120
  • The mission of UMB is to ensure continued growth and prosperity by hiring the most qualified and dedicated employees, staying current with technological advances in the banking industry, supporting and enriching our employees and the communities we serve, and delivering a competitive shareholder return.
  • Integrity Mortgage Center LLC
  • 319 D'Evereaux Drive, Natchez, MS, 39120
  • At Integrity Mortgage Center LLC We are a Licensed Mississippi and Louisiana Mortgage Company that has been servicing the Miss- Lou since 2008. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage
  • Chambers State Bank
  • 104 E Main St, Chambers, NE, 68725
  • Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.
  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • Timberline Mortgage, Inc
  • 716 South Cove View Rd, Richfield, UT, 84701
  • Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.
  • Wood & Huston Bank
  • 27 E North St, Marshall, MO, 65340
  • "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
  • Bank 21
  • 586 West Arrow, Marshall, MO, 65340
  • Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.