USDA Vs. FHA Pro and Con comparison in Brownfield, Terry County, TX
For 2026, the USDA loan limit in Brownfield, located in Terry county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to investigate today’s top USDA versus FHA rates. Establish the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, aiding you to choose the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Needs in Brownfield, Terry County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Brownfield, TX
Lendersa® aims to swiftly and effortlessly secure the optimum USDA or FHA loan for you. Choose from one of three entry points to connect with lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
Lone Star State Bank of West Texas is a full-service bank with locations in Lubbock, Odessa, Brownfield, Big Spring, & Midland. Providing comprehensive depository and lending products, our services are delivered with a “high touch” personalized approach. Lone Star is committed to providing superior responsiveness and value to our customers through.
ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.
Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
Enhance Mortgage in selling a land contract, deed of trust, contract for deed, private mortgage, or real estate note? When you want to convert that real estate note into fast, usable cash, our process is quick, easy, and ethical. There are many reasons to sell your real estate notes and whatever that reason is Enhance Mortgage can help you.
City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
Hockley County School Employees Credit Union (HCSECU) was chartered in 1954. Since its inception, HCSECU has limited its field of membership to school employees and immediate family members. In 2018 we added the employees of Hockley County and the City of Levelland Employees. We continually strive to offer the best rates afforded to members.
Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
