In 2026, the USDA loan limit for Denver-City in the county of Yoakum, TX is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Employ Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates, and establish the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in <Alabama> suitable for your financial conditions.
Loan Limits and Down Payment Requirements for 2026 in Denver-City, Yoakum County, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Denver-City, TX
At Lendersa®, our goal is to quickly provide the best USDA or FHA loan options without hassle. Select one of three methods to align with lenders and the USDA loan programs that suit your needs.
The USDA home loan, backed by the government through the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgage loans require no down payment at all, offering an easier path to homeownership.
Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
Hockley County School Employees Credit Union (HCSECU) was chartered in 1954. Since its inception, HCSECU has limited its field of membership to school employees and immediate family members. In 2018 we added the employees of Hockley County and the City of Levelland Employees. We continually strive to offer the best rates afforded to members.
Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
Lone Star State Bank of West Texas is a full-service bank with locations in Lubbock, Odessa, Brownfield, Big Spring, & Midland. Providing comprehensive depository and lending products, our services are delivered with a “high touch” personalized approach. Lone Star is committed to providing superior responsiveness and value to our customers through.
ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.
Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
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