USDA Loan Vs. FHA loan pro & con Denver-City, Yoakum County, TX

In 2025, USDA loan limit in Denver-City, county of Yoakum, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Denver-City, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(308) 754-4426 Lender's profile and map Reviews Citizens Bank & Trust Company 721 7th Street, Saint Paul, NE, 68873 The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.
(785) 548-7521 Lender's profile and map Reviews The Union State Bank of Everest 545 Main Street, Everest, KS, 66424 Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.
(501) 661-1313 Lender's profile and map Reviews Mc Rae Mortgage & Investments 100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202 McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
(501) 374-2031 Lender's profile and map Reviews Southern Gas Federal Credit Union 2205 East Roosevelt Road, Little Rock, AR, 72206 We offer a variety of savings and investment options to fit your lifestyle. Feel confident knowing you have saved from every paycheck for all the important moments in life! Let us help make your dreams a reality! Whether it’s a new car, boat, or vacation of a lifetime, we’ve got just the loan you need.
(501) 372-4654 Lender's profile and map Reviews Fort Roots fcu 2200 Fort Roots Dr, Building 170, North Little Rock, AR, 72115 The Fort Roots Federal Credit Union was formed in 1933 consisting of seven members. As of today, we have 1,230 members with assets totaling nearly 4 million dollars. Fort Roots FCU can be your full service financial institution. Our services include savings, Christmas club, checking, ATM & debit Cards, direct deposit, savings certificates, aut
(870) 226-2601 Lender's profile and map Reviews First State Bank of Warren 104 S Main Street, Warren, AR, 71671 In 1890, a tradition of integrity, service and community involvement began. Merchants and Planters bank, later known as First State Bank, opened their doors to the Bradley County community. First National Bank of Warren continued to flourish with the development of a community development board in 1974.
(870) 226-3534 Lender's profile and map Reviews Arkansas Superior Federal Credit Union 313 South Martin St, Warren, AR, 71671 Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
(501) 372-1003 Lender's profile and map Reviews U.P. Employees Federal Credit Union 1000 West 4th Street N, North Little Rock, AR, 72114 U.P. Employees Federal Credit Union is a member-owned financial institution that is not for profit, not for charity, but for service. The Credit union is committed to the philosophy of people helping people. Union Pacific Railroad and Amtrak employees as well as their immediate family members.
(501) 374-2190 Lender's profile and map Reviews UP Federal Credit Union 1501 Pike Avenue North, North Little Rock, AR, 72114 UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(501) 679-7200 Lender's profile and map Reviews First Service Bank 136 S Broadview, Greenbrier, AR, 72058 First Service Bank has been in operation for over 50 years and has locations in Little Rock, Greenbrier, Clinton, Shirley, Marshall, Yellville, Flippin, Mountain View, Conway and Dermott, with its headquarters in Faulkner County. Our goal is to fulfill your Banking & financing needs so you can realize your dreams.