USDA Vs. FHA your options comparison in Seagraves, Gaines County, TX

In 2025, the USDA loan limit for Seagraves, located in Gaines county, TX, is $336,500. Conversely, for a single-family home, the FHA loan cap is $472,030.

Apply the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA versus FHA rates. This tool allows you to assess the necessary income, credit requirements, reserves, and documents needed to qualify. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide which program in fits your distinct financial situation best.

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2025 Loan Limits and Downpayment Requirements in Seagraves, County of Gaines, TX

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Seagraves, TX

The priority for Lendersa® is to swiftly secure the best USDA or FHA loan for you without any difficulties. Choose from one of three starting points that lead to the right lenders and suited USDA loan programs.

Lendersa USDA loan request and matching results showcase

What Exactly is a USDA Loan in TX?

A USDA home loan, sponsored by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. In contrast to FHA loans, which demand a minimum of 3.5% down payment, the USDA loan requires zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ebanc Home Loans LLC
  • 820 Park Court, Palm Harbor, FL, 34683
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Hand Mortgage Corporation
  • 3060 Palm Harbor Blvd Suite B-10, Palm Harbor, FL, 34683
  • Lending Hand Mortgage (NMLS #373538) prides itself on providing unparalleled customer service and earning satisfied clients. Our purpose? Satisfy the mortgage needs of our customers and exceed their expectations. This year Lending Hand Mortgage Corp. celebrates 19 years in business. Since opening our doors in Tampa, FL in 2000
  • Fairway Independent Mortgage Corporation
  • 2945 Alt 19, Ste A, Palm Harbor, FL, 34683
  • Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, our Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers we also offer some of the fastest turn times in the industry
  • Direct Lending Group Inc
  • 3443 Deltona Blvd, Spring Hill, FL, 34606
  • Direct Lending Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • ASI Mortgage
  • 10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
  • At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
  • Livingston Lending
  • 120 W. Grand River, Brighton, MI, 48116
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you.We will help you qualify, apply.
  • ADVISORY MORTGAGE
  • 210 S. East Street, Suite 1, Brighton, MI, 48116
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
  • Concord Mortgage, Inc.
  • 430 W Main St, Brighton, MI, 48116
  • Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • B R Funding
  • 204 4th Avenue, Suite 1024, Indian Rocks Beach, FL, 33785
  • BR Funding is here to assist you with solid solutions and the best wholesale rates and programs to accomplish your personal goals. Never pay retail again. With your help BR Funding will design savings strategy personalized to accomplish your financial needs so you can live the life you deserve.
  • Traverse Catholic Federal Credit Union
  • 3797 Veterans Drive, Traverse City, MI, 49684
  • Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.
  • GeoVista Federal Credit Union
  • 601 W Oglethorpe Hwy, Hinesville, GA, 31313
  • GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.