In 2026, the USDA loan limit for Seagraves, located in Gaines county, TX, is $336,500. Conversely, for a single-family home, the FHA loan cap is $472,030.
Apply the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA versus FHA rates. This tool allows you to assess the necessary income, credit requirements, reserves, and documents needed to qualify. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide which program in
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| Loan Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The priority for Lendersa® is to swiftly secure the best USDA or FHA loan for you without any difficulties. Choose from one of three starting points that lead to the right lenders and suited USDA loan programs.
A USDA home loan, sponsored by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. In contrast to FHA loans, which demand a minimum of 3.5% down payment, the USDA loan requires zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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