In 2026, the USDA loan limit for Seagraves, located in Gaines county, TX, is $336,500. Conversely, for a single-family home, the FHA loan cap is $472,030.
Apply the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA versus FHA rates. This tool allows you to assess the necessary income, credit requirements, reserves, and documents needed to qualify. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide which program in fits your distinct financial situation best.
2026 Loan Limits and Downpayment Requirements in Seagraves, County of Gaines, TX
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Seagraves, TX
The priority for Lendersa® is to swiftly secure the best USDA or FHA loan for you without any difficulties. Choose from one of three starting points that lead to the right lenders and suited USDA loan programs.
A USDA home loan, sponsored by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. In contrast to FHA loans, which demand a minimum of 3.5% down payment, the USDA loan requires zero down payment.
Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.
4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.
We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
8221 Richie Highway, Suite 203, Pasadena, MD, 21122
Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Homewood Federal Savings Bank is your neighborhood bank of choice in Southeast Baltimore and in the greater metropolitan area. In business since the early 1900’s, we pride ourselves on providing exceptional customer service with a smile. Whether you are a Highlandtown neighbor or a resident of Canton, Fells Point or Harbor East.
At Howard Bank, business is always personal. It’s the difference between a good Banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies.
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
4100 E Virginia Beach Boulevard, Norfolk, VA, 23502
The Norfolk Fire Department FCU was originally founded by Mr. Frank Talley and chartered on April 28, 1940 and organized as a cooperative financial institution. The credit union was originally founded to provide Firefighters and their families with an alternative to high cost financial services, which were available only through banks at that time.
ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
