In 2026, the USDA loan limit for Seagraves, located in Gaines county, TX, is $336,500. Conversely, for a single-family home, the FHA loan cap is $472,030.
Apply the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA versus FHA rates. This tool allows you to assess the necessary income, credit requirements, reserves, and documents needed to qualify. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide which program in fits your distinct financial situation best.
2026 Loan Limits and Downpayment Requirements in Seagraves, County of Gaines, TX
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Seagraves, TX
The priority for Lendersa® is to swiftly secure the best USDA or FHA loan for you without any difficulties. Choose from one of three starting points that lead to the right lenders and suited USDA loan programs.
A USDA home loan, sponsored by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. In contrast to FHA loans, which demand a minimum of 3.5% down payment, the USDA loan requires zero down payment.
Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
Hockley County School Employees Credit Union (HCSECU) was chartered in 1954. Since its inception, HCSECU has limited its field of membership to school employees and immediate family members. In 2018 we added the employees of Hockley County and the City of Levelland Employees. We continually strive to offer the best rates afforded to members.
Lone Star State Bank of West Texas is a full-service bank with locations in Lubbock, Odessa, Brownfield, Big Spring, & Midland. Providing comprehensive depository and lending products, our services are delivered with a “high touch” personalized approach. Lone Star is committed to providing superior responsiveness and value to our customers through.
ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.
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City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
