USDA Vs. FHA Pro and Con comparison in Brownsville, Cameron County, TX

In 2026, the USDA loan limit for Brownsville, located in Cameron County, TX, is $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Use the Lendersa® USDA loan calculator to weigh today's leading USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, helping you make an informed decision about which program best suits your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Brownsville, Cameron County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Brownsville, TX

Lendersa® is committed to providing the best USDA or FHA loan fast and without hassle. Choose one of three initial paths, each leading to matching lenders and USDA loan programs.

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What is a USDA Loan in TX?

A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.

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