In 2026, the USDA loan limit for Brownsville, located in Cameron County, TX, is $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® USDA loan calculator to weigh today's leading USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, helping you make an informed decision about which program best suits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to providing the best USDA or FHA loan fast and without hassle. Choose one of three initial paths, each leading to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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