USDA VS FHA in Port-Isabel, Cameron County, TX

In 2025, the USDA loan limit for a single-family home in Port-Isabel, located in Cameron county, TX, is set at $285,000. Meanwhile, the FHA loan limit is given as $356,362.

Employ the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. This useful tool aids you in assessing the necessary income, credit score, reserves, and documentation needed for qualification. Our cutting-edge mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you towards the best decision for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Port-Isabel, County of Cameron, TX

Loan Type Loan Limit Down Payment Needed
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Port-Isabel, TX

Lendersa® is dedicated to quickly finding you the most advantageous USDA or FHA loan, free of hassle. Start with one of three selections that connect you with lenders and appropriate USDA loan programs tailored to your needs.

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Understanding the USDA Loan in TX

The USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the government via the Department of Agriculture. It is exclusively available for homes in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment, offering a distinct advantage to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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