USDA Vs. FHA Pro and Con comparison in Los-Fresnos, Cameron County, TX

For 2025 in Los-Fresnos, located in Cameron county, TX, the USDA loan limit is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Discover the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best loan program for your finances in .

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2025 Loan Limits & Downpayment in Los-Fresnos, Cameron, TX

Loan Type Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Options in Los-Fresnos, TX

Lendersa® aims to secure the optimal USDA or FHA loan swiftly and hassle-free. Start by choosing from three options to connect to lenders and programs.

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An Introduction to USDA Loans in TX

USDA home loans are government-secured by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Capella Mortgage is the leading provider of Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential and commercial property in NV, CA, NM, TX, AZ, WY and CO. NMLS # 372157. Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential
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  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.
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  • Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
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