USDA Vs. FHA your options comparison in Cameron-Park, Cameron County, TX

In 2025, USDA loan limit in Cameron-Park, county of Cameron, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Cameron-Park, county of Cameron, TX

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Cameron-Park, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers. We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
  • Greece Community Federal Credit Union
  • 1795 English Road, Rochester, NY, 14616
  • The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.
  • Santa Clara County Federal Credit Union
  • 1641 N. First St, Suite 170, San Jose, CA, 95112
  • We’re just what you’d expect in a financial institution and more than you ever imagined. For 70 years, we’ve focused our attention on providing members with the best financial solutions possible. Our thoughtful, caring approach has helped thousands of individuals step closer to their dreams.
  • Discovery Capital Corporation
  • 675 N. First Street, Suite 1240, San Jose, CA, 95112
  • Whether you need a conventional loan or jumbo, we can attain the best mortgage loan for you at most competitive rate and payment. We have access to wholesale lenders that are not readily available to the average borrower. Think Costco but mortgage rates and programs. We can find you any program (30 yr, 15 yr, ARMS)
  • Golden Century Financial Services
  • 2185 Glenkirk Drive, San Jose, CA, 95124
  • Golden Century Financial Services As a broker and owner of the Golden Century Financial, Sam Kahlil helps clients save 15 years or more on their mortgages – amounting to tens of thousands of dollars saved on interest! Sam is up-to-date on all financial training and continuing education courses required by the industry
  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • 12M Loans, LLC
  • 410 E Santa Clara Street, Unit 805, San Jose, CA, 95113
  • 12M Loans We offer free and straightforward services without any hidden fees or charges on our part. And as we care about your comfort and safety, we enable you to submit a request without having to worry about any obligations or threats to your data security and also 12M Loans is here to offer a fast and reliable money solution in any life situati
  • Kagu Corporation
  • 177 Park Ave, Suite 200, San Jose, CA, 95113
  • Kagu Loans is a new real estate lending and business financing marketplace that matches consumers with the best lending solution to fit their financing needs. Kagu Loans is a new residential and commercial real estate lending and business financing marketplace that matches consumers with the best lending solution to fit their financing needs.
  • ChoiceOne Funding
  • 2941 Sunrise Blvd, Suite 220, Rancho Cordova, CA, 95742
  • ChoiceOne Funding has built its foundation on the highest level of honesty and integrity. Our qualified and licensed professionals have over 20 years experience and offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, Section 184 Native American Loans and Reverse Mortgages.