USDA and FHA Pro and Con in Burnet, Burnet County, TX

For 2026, the USDA loan limit in Burnet, which is within the bounds of Burnet, TX, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess current USDA and FHA interest rates, along with determining the income, credit requirements, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in the selection of the optimal program for your financial circumstances in .

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Review the 2026 loan limits and down payment requirements in Burnet, county of Burnet, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Burnet, TX

The mission of Lendersa® is to speedily and seamlessly connect you with the best USDA or FHA loans. Begin with one of three starting paths that guide you to matching lenders and suitable USDA loan programs.

Outcomes for Lendersa USDA loan request and matching process

Defining USDA Loans in TX

USDA home loans, secured by the government’s Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, are allocated specifically for rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans are distinguished by requiring no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Burnet Lenders

  • First State Bank of Burnet
  • 136 East Washington Street, Burnet, TX, 78611
  • Lends in Texas
  • The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.

  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Lends in Texas
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.

  • Lone Star Reverse Mortgage, Inc
  • 207 Keel Way, Horseshoe Bay, TX, 78657
  • Lends in Texas
  • Lone Star Reverse Mortgage 20 years as a licensed real estate broker in the Dallas/Ft.Worth area. Debbie and I are both Seniors and we currently reside in central Texas and provide reverse mortgage services to fellow Texas homeowners. We have been part of the reverse mortgage business almost since its inception in the state of Texas.

  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Lends in Texas
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.

  • Llano National Bank
  • 1001 Ford Street, Llano, TX, 78643
  • Lends in Texas
  • Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.

  • CAPFI LENDING LLC
  • 3019 Palominos Pass, Leander, TX, 78641
  • Lends in Texas
  • Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.

  • HOMEWISE FINANCIAL CORP
  • PO Box 1774, Leander, TX, 78646
  • Lends in Texas
  • Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.

  • The Texas Mortgage Pros
  • 4819 Williams Drive, Georgetown, TX, 78633
  • Lends in Texas
  • The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.

  • Greater Central Texas FCU
  • 3305 E Elms Road, Killeen, TX, 76542
  • Lends in Texas
  • Greater Central Texas Federal Credit Union has been open since 1957. The credit union has assets totaling $31.67 Million and provides banking services to more than 2, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working