USDA Vs. FHA your options comparison in Burnet, Burnet County, TX

For 2025, the USDA loan limit in Burnet, which is within the bounds of Burnet, TX, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess current USDA and FHA interest rates, along with determining the income, credit requirements, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in the selection of the optimal program for your financial circumstances in .

Compare loan offers from a diverse selection of 100 lenders

Review the 2025 loan limits and down payment requirements in Burnet, county of Burnet, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Burnet, TX

The mission of Lendersa® is to speedily and seamlessly connect you with the best USDA or FHA loans. Begin with one of three starting paths that guide you to matching lenders and suitable USDA loan programs.

Outcomes for Lendersa USDA loan request and matching process

Defining USDA Loans in TX

USDA home loans, secured by the government’s Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, are allocated specifically for rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans are distinguished by requiring no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Highway Alliance Credit Union
  • 2010 William Street, Jefferson City, MO, 65109
  • Highway Alliance Credit Union has been open since 1958. The credit union has assets totaling $24.93 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
  • Accord Mortgage
  • 2810 S. Ten Mile Dr., Jefferson City, MO, 65109
  • Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
  • Midwest Independent Bank
  • 910 Weathered Rock Road, Jefferson City, MO, 65101
  • MIB is proud to be able to assist community banks with their lending needs! Our loan team is comprised of individuals specializing in many different areas of lending. Our experienced staff will deliver exceptional customer service in a very professional manner and also MIB is a “bankers’ bank” which provides a wide array of correspondent banking se
  • Missouri Baptist Credit Union
  • 400 East High Street, Jefferson City, MO, 65101
  • Missouri Baptist Credit Union has been open since 1963. The credit union has assets totaling $9.03 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.
  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
  • Legends Bank of Missouri
  • 204 S. Alvarado, Belle, MO, 65013
  • What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.
  • Home Banking Company
  • 795 Poplar Avenue, Selmer, TN, 38375
  • For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
  • Citizens Bank, Inc.
  • 21980 Palmer Street, Robertsdale, AL, 36567
  • Citizens' Bank has branches throughout Baldwin County, & its board members and employees live in Baldwin County. So, when we make decisions, we do so with our neighbors and community in mind. Since 1981 we have been building relationships that last, and it is with strength, prosperity & independence that we strive to be the premier community bank.
  • 360 Mortgage Inc.
  • 28 Westwoods Dr, Liberty, MO, 64048
  • At 360 Mortgage Inc. we understand how important this is for each and every one of our clients. As a local broker in Liberty and Baton Rouge, we are able to offer the widest range of products and the lowest mortgage rates available. For over 11 years, 360 Mortgage Inc. has been making homeownership a reality for families