USDA Vs. FHA your options comparison in Liberty-Hill, Williamson County, TX

In 2025, the USDA loan limit for Liberty-Hill, in the county of Williamson, TX, is $333,000. For a single-family home, the FHA limit is $416,300.

Employ the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, helping determine the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the most fitting program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Liberty-Hill, Williamson County, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Liberty-Hill, TX

Lendersa® is dedicated to swiftly obtaining for you the best USDA or FHA loan possible, without unnecessary hassle. Choose from one of three starting routes to match with lenders and USDA loan options.

Lendersa USDA loan request and result overview

What is a USDA Loan in TX?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Contrary to FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rapid Rate Mortgage LLC
  • 8680 Scenic Hwy, Pensacola, FL, 32514
  • "Rapid Rate Mortgage is a mortgage brokerage that uses our cutting edge technology to help those with less than perfect credit scores qualify for a home. Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."
  • Pen Air FCU
  • 1495 E. Nine Mile Road, Pensacola, FL, 32514
  • At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $2.3 billion in assets, we are dedicated to enhancing lives through exception service
  • Trident Home Loans
  • 517 N. Baylen Street, Pensacola, FL, 32501
  • At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
  • Mortgage Trust Inc
  • 4400 Bayou Blvd, Suite 39, Pensacola, FL, 32503
  • At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
  • Fairway Funding Group
  • 4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
  • Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
  • Sunflower Community Credit Union
  • 407 Broadway, Marysville, KS, 66508
  • Sunflower UP Federal Credit Union was formed January 14, 1952 by seven Union Pacific Railroad employees. The par value of a share was $5.00, just as it is today. Membership was open to employees of the Fourth Subdivision of the Union Pacific Railroad and their families. The first office was in the Roundhouse of the Union Pacific Railroad depot.
  • Community Bank of Missouri
  • 904 Walton Way, Richmond, MO, 64085
  • Community Bank of Missouri was founded in May 2001, in an effort to bring unparalleled banking excellence to the Richmond area. It began with two local businessmen, Gary Arnette and Gregg Steele, who identified the need for a financial institution based in the community. We are always upgrading the technology of our base products and services.
  • My Pensacola Credit Union
  • 108 South Reus Street, Pensacola, FL, 32502
  • My Pensacola CU is a not-for-profit financial institution run for the benefits of "you" — our members. Credit Unions are member owned cooperatives. The earnings of your credit union, after expenses and reserves, are returned to the member-owners in the form of higher dividends, low cost loans and services.