USDA VS FHA in Liberty-Hill, Williamson County, TX

In 2026, the USDA loan limit for Liberty-Hill, in the county of Williamson, TX, is $333,000. For a single-family home, the FHA limit is $416,300.

Employ the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, helping determine the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the most fitting program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Liberty-Hill, Williamson County, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Liberty-Hill, TX

Lendersa® is dedicated to swiftly obtaining for you the best USDA or FHA loan possible, without unnecessary hassle. Choose from one of three starting routes to match with lenders and USDA loan options.

Lendersa USDA loan request and result overview

What is a USDA Loan in TX?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Contrary to FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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