USDA and FHA Pro and Con in Carrollton, Dallas County, TX
In 2026, the USDA loan limit in Carrollton, located within the county of Dallas, TX, is $336,500. On the other hand, the FHA limit for a single-family home is $531,300.
Use Lendersa®'s USDA loan calculator to compare today’s optimal USDA versus FHA rates, identifying the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Carrollton, County of Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Carrollton, TX
Lendersa® is dedicated to swiftly securing you the most suitable USDA or FHA loan without hassle. Choose from one of three starting points that align with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
"For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders.
San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
422 Rosecrans Street, Suite 14, San Diego, CA, 92106
Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.
Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
6950 Indiana Avenue, Suite 2, Riverside, CA, 92506
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3400 Central Avenue, Suite 350, Riverside, CA, 92506
We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.
1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
