USDA Loan Vs. FHA loan pro & con Carrollton, Dallas County, TX

In 2025, USDA loan limit in Carrollton, county of Dallas, TX is $336,500 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Carrollton, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(417) 256-3042 Lender's profile and map Reviews West Plains Savings and Loan Association 417 West Broadway Street, West Plains, MO, 65775 West Plains Savings & Loan was established in 1919. The Association was chartered as a Missouri Corporation & held as a Mutual Building & Loan which gives ownership to our borrowers & savings customers. Since those early days we have continued our mission of giving local people an institution to purchase property & invest savings with good returns.
(417) 255-2265 Lender's profile and map Reviews Community First Banking Company 1330 Southern Hills, West Plains, MO, 65775 Community First National Bank of West Plains opened its doors as a national bank on November 13, 1997 with over 45 local investors. Our bank has expanded to three locations across the Ozarks and now serves the communities of West Plains, MO in Howell County, Mountain Grove, MO in Wright County and Thayer, MO in Oregon County.
(417) 256-2147 Lender's profile and map Reviews West Plains Bank and Trust Company 11 Court Sq, West Plains, MO, 65775 West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches
(225) 927-1900 Lender's profile and map Reviews Eagle Federal Credit Union 2271 College Drive, Baton Rouge, LA, 70808 In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.
(225) 201-0006 Lender's profile and map Reviews Atlantic Lending 4626 Concord Ave., Baton Rouge, LA, 70808 At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(225) 900-7447 Lender's profile and map Reviews Parish Lending, LLC 520 Albert Hart Dr, Baton Rouge, LA, 70808 Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
(225) 810-4287 Lender's profile and map Reviews Intelligent Mortgage 7330 Highland Road, Suite A1, Baton Rouge, LA, 70808 We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
(225) 926-5408 Lender's profile and map Reviews LA Lending, LLC 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808 Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
(620) 245-4015 Lender's profile and map Reviews Peoples Bank and Trust 211 E. Santa Fe, Ellinwood, KS, 67526 In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
(417) 345-2251 Lender's profile and map Reviews O'Bannon Bank 1347 South Ash Street, Buffalo, MO, 65622 O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.