USDA VS FHA in Lewisville, Denton County, TX

For the year 2025, the USDA loan limit in Lewisville, found within the county of Denton, TX, is set at $360,600. In contrast, the FHA loan limit for a single-family home in this area is $531,300.

Harness the power of the Lendersa® USDA loan calculator to evaluate and compare today's competitive USDA versus FHA loan rates. This tool is designed to help you determine critical elements such as income thresholds, credit qualifications, reserve requirements, and necessary documentation for eligibility. Our advanced mortgage calculator provides a comprehensive view, showcasing USDA, FHA, Conforming, and VA programs side by side. This comparison will guide you in selecting the best financial option tailored to your specific situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lewisville, County of Denton, TX

Loan Category Maximum Loan Amount Minimum Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Lewisville, TX

At Lendersa®, our mission is to swiftly pair you with the ideal USDA or FHA loan, effectively minimizing any complexities. We offer three different initial routes to choose from, each designed to connect you with matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and lender matching outcomes

Understanding the USDA Loan in TX

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture. It is exclusively available in rural neighborhood areas. Unlike FHA loans, which require at least a 3.5% down payment, a significant feature of the USDA home loan program is that no down payment is mandatory, offering enhanced affordability to borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.
  • CCM Commercial Mortgage, LLC
  • 8052 Monticello, Suite 106, Skokie, IL, 60076
  • CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.
  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The First National Bank of Fairfax
  • 16 SE 1st Street, Fairfax, MN, 55332
  • The First National Bank of Fairfax, Minnesota is a small independent community bank that is locally owned and locally managed with one office. Founded in 1910, it is located in a rural community with a population of about 1, 300 situated at the crossroads of Minnesota State Highways 4 and 19 in Renville County in Southwestern Minnesota.
  • Mortgage Buyers
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  • Jerry D. Remien is the President and CEO of Mortgage Buyers, Inc. and personally handles all of his clients. This personal approach ensures that the client’s unique circumstances get a unique set of solutions. This “hands-on” approach is what makes our company different from the others. Mr. Remien has been in the business for over 25 years and beli
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  • 1100 Waukegan Rd, Northbrook, IL, 60062
  • We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
  • CenTrust Bank, National Association
  • 385 Waukegan Road, Northbrook, IL, 60062
  • Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
  • Metro Mortgage Services Inc
  • 555 Skokie Blvd, Suite 500, Northbrook, IL, 60062
  • Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers. Whether you are: a first time buyer etc.
  • M I E Financial Inc
  • 1240 Meadow Rd, Suite 500, Northbrook, IL, 60062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.