As of 2026, the USDA loan limit for Plano in Collin County, TX is set at $360,600. In contrast, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and determine the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in deciding which program best fits your financial needs in
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to getting you the best USDA or FHA loan quickly and without hassle. Begin by selecting one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Contrary to FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
