USDA and FHA Pro and Con in Plano, Collin County, TX
As of 2026, the USDA loan limit for Plano in Collin County, TX is set at $360,600. In contrast, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and determine the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in deciding which program best fits your financial needs in .
2026 Loan Limits and Downpayment Requirements in Plano, County of Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Plano, TX
Lendersa® is dedicated to getting you the best USDA or FHA loan quickly and without hassle. Begin by selecting one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Contrary to FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
24816 Morning Mist Drive, Moreno Valley, CA, 92557
The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
8989 Rio San Diego Dr, Suite 100, San Diego, CA, 92108
Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft
1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.
8885 Rio San Diego Drive, Suite 347, San Diego, CA, 92108
Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.
2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States.
We are comprised of a seasoned team with a track record
AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.
2815 Camino Del Rio South, Suite 250, San Diego, CA, 92108
Next Level Lending provides the highest caliber of service found anywhere throughout the mortgage lending industry. We acknowledge that other mortgage lenders often fall short of their clients’ expectations and give our industry a poor reputation. Everyday we strive to break those stereotypes by providing superior levels of education, transparency.
404 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.
5353 Mission Center Road, Suite 204, San Diego, CA, 92108
Allied Pacific Financial is committed to helping you find the right mortgage product for your needs.We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you.
