USDA Vs. FHA your options comparison in Plano, Collin County, TX
As of 2025, the USDA loan limit for Plano in Collin County, TX is set at $360,600. In contrast, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and determine the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in deciding which program best fits your financial needs in .
2025 Loan Limits and Downpayment Requirements in Plano, County of Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Plano, TX
Lendersa® is dedicated to getting you the best USDA or FHA loan quickly and without hassle. Begin by selecting one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Contrary to FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
WFTFCU began building its first complete facility designed specifically for a financial institution. Land was purchased next to Barwise Junior High School and architect Joe B. Roberts designed the 3, 200 square foot building. The facility included a vault, loan offices, a drive-through teller window, lobby tellers and a member service area.
Shamrock Bank is a full service, employee-owned, community bank serving Oklahoma & north Texas communities.
Our mission is to create an outstanding banking experience for our communities by nurturing an effective employee ownership culture.
Visit www.shamrockbank.com for our hours and addresses to our 8 current locations in Coalgate, Dura
MOPAC Employees Federal Credit Union was chartered in 1936 to serve employees of the International Great Northern (IGN) Railroad. In 1956, the IGN Railroad was merged into the reorganized Missouri Pacific Railroad Company (MoPac). In 1999, Southern Pacific Railroad merged with Union Pacific.
Wichita Falls Federal Credit Union is committed to providing quality service to its Members by offering a full range of financial services with competitive rates in a personal, caring, and professional manner and also We offer the same traditional products and services as a bank – but with low or no fees, and competitive rates
Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!
Union Square Credit Union's field of membership is open to those who have the following common bond
Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
At Alamo Finance we know what it’s like to need help from time to time. We appreciate the hardworking Texans that built this great state and country. That’s why we believe so firmly in the installment loan. When good people have an unexpected emergency, they shouldn’t have to fall into the trap of Payday lenders. That’s why we’re here.
We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members
PosTel Family Credit Union is the oldest, longest lasting credit union in the State of Texas. We are a full service community credit union that provides friendly financial services to anyone and their families who live, go to school, work or worship in Wichita County and its four surrounding Texas Counties including Clay, Archer, Baylor.
