USDA Loan Vs. FHA loan for Plano, TX [ best of 2023]

In 2025, USDA loan limit in Plano, county of Collin, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Plano, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(559) 732-8892 1299 miles Lender's profile and map Reviews Tucoemas Federal Credit Union 614 S Akers St, Visalia, CA, 93277 Tucoemas Federal Credit Union's roots in Tulare County stretch back to 1948 when nine original members pooled their savings to create our credit union. We've grown steadily since and now offer accounts, real estate loans, auto loans, personal loans and more through four California branches in Visalia, Tulare and Porterville.
(215) 612-5900 1299 miles Lender's profile and map Reviews Freedom Credit Union 626 Jacksonville Road, Suite 250, Warminster, PA, 18974 Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
(215) 957-6337 1299 miles Lender's profile and map Reviews Global Mortgage Network Inc 626 Jacksonville Road, Suite 230, Warminster, PA, 18974 At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
(215) 323-4120 1299 miles Lender's profile and map Reviews INDEPENDENCE HOME MORTGAGE CORP. 720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974 Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
(856) 234-5757 1299 miles Lender's profile and map Reviews Welcome Mortgage Corp 700 Route 130 N, Suite 207, Cinnaminson, NJ, 8077 At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.
(559) 697-5322 1300 miles Lender's profile and map Reviews First Capital Group 720 E. Center Ave, Suite B, Visalia, CA, 93291 First Capital Group’s approach to business is strikingly simple; it is relationship-based versus transaction-based. We pride ourselves on building lifetime relationships with our clients and business partners through integrity, expertise, and unparalleled service. and dedicated team of highly trained and educated professionals with years of Real Es
(559) 740-7000 1300 miles Lender's profile and map Reviews Country Club Mortgage 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291 Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
559-713-1200 1300 miles Lender's profile and map Reviews Kings Mortgage Services, Inc. 4244 W. Mineral King Ave., Visalia, CA, 93291 Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.
(215) 343-3505 1300 miles Lender's profile and map Reviews Spectrum Mortgage Company Inc 1935 Saint Andrews Court, Jamison, PA, 18929 At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
(267) 337-2750 1300 miles Lender's profile and map Reviews County Mortgage Services, LLC 2701 Old York Rd., Jamison, PA, 18929 "County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream. We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."