USDA Vs. FHA Pro and Con comparison in Dallas, Dallas County, TX
In 2025, the USDA loan limit for Dallas, within Dallas County, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $531,300.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and establish the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, helping you determine the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Dallas, Dallas County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Dallas, TX
The aim of Lendersa® is to provide the best USDA or FHA loan quickly and without hassle. Select one of three starting points connecting you to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require nothing down.
Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest.
After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
4570 North 1st Avenue, Suite 110, Tucson, AZ, 85718
At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.
4511 North Campbell Avenue, Suite 205, Tucson, AZ, 85718
At All American, we are able to compete with all banks and savings institutions. With our excellent reputation and strict code of ethics, you can be sure we're the right choice. We are a family owned and operated Tucson based company with more than 25 years of industry experience.
USAVA Lending is comprised of an expert team of lending professionals specializing in providing exceptional home financing options. We are dedicated to providing exemplary customer service, educating our customers on their VA loan benefits and offering unbeatable VA loan programs directly to the military personnel who bravely serve our country.
Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
In 1937 a group of teachers with a vision came together to form a financial cooperative that could better serve the financial needs of Tucson's school employees and their families. A year later, Tucson Teachers Federal Credit Union (TTFCU) was serving 38 members and had acquired assets of nearly $349.
At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.
Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
