In 2026, the USDA loan limit for Dallas, within Dallas County, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $531,300.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and establish the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, helping you determine the best option for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Dallas, Dallas County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Dallas, TX
The aim of Lendersa® is to provide the best USDA or FHA loan quickly and without hassle. Select one of three starting points connecting you to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require nothing down.
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
Lends in Texas
The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.
Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
Lends in Texas
Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
DFW Investor Lending, LLC - Hard Money Lending Dallas
16801 Addison Road, Suite 410, Addison, TX, 75001
Lends in Texas
DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more
5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001
Lends in Texas
"At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees.
We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"
15851 Dallas Parkway, Suite 600, Addison, TX, 75001
Lends in Texas
At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.
15455 Dallas Parkway, Suite 600, Addison, TX, 75001
Lends in Texas
"Financial Consultants Network, LLC headquarters is in Addison, TX. Financial Consultants Network, LLC is in the sectors of: Real Property we give you a key to your dream home. Mortgage Broker Lowest Interest Rates – Faster closings – Flexible Credit Qualifications – We Accept Credit Scores as low as 580"
At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
DFW Investor Lending, LLC aims to provide great service and uses RealSatisfied to gather performance feedback and ratings from customers to ensure they do just that. RealSatisfied ratings are based on survey responses received from customers of agents that participate in the RealSatisfied service.
