USDA and FHA Pro and Con in Childress, Childress County, TX
For the year 2025, the USDA loan limit in Childress, situated in Childress, TX, is $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare the optimal current rates for both USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial situation in .
Review 2025 Loan Limits and Down Payment Details in Childress, Childress, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Childress, TX
The objective of Lendersa® is to promptly secure the most suitable USDA or FHA loan without unnecessary hassle. Initiate the process by choosing one of three provided pathways that connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.
18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603
Chicago Municipal Employees Credit Union, the oldest active credit union in the State of Illinois, offers our members over 90 years of financial strength. Our roots go back to the early 1920s — a tough time in Chicago to make ends meet, even if you had a good job as a city employee.
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1165 N. Clark Street, Suite 200, Chicago, IL, 60610
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300 E Randolph Street, 14th Floor, Chicago, IL, 60601
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205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601
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