USDA and FHA Pro and Con in Pampa, Gray County, TX
In 2025, USDA loan limit in Pampa, county of Gray, TX is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Pampa, county of Gray, TX
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Pampa, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1322 E San Benito Street, Rio Grande City, TX, 78582
The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
5700 Commerce Street, Saint Francisville, LA, 70775
Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today.
From the moment our doors first opened, we’ve been committed to serving each
St. Louis City Police Headquarters since it’s establishment in 1934. The Credit Union was established to help new Policemen obtain loans to purchase their uniforms. We have definitely grown since then. We now offer several Account Types and Loan Programs. We also offer services from money orders, to online banking for our members.
The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible
Iowa Trust & Savings Bank appreciates and values the trust our customers have in banking with us. We strive to provide the highest level of personal service and offer financial solutions that continually enhance the customer experience with Iowa Trust. From our skilled and experienced staff, to our complete line of deposit
Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
Farmers Saving Bank was founded in 1894 in Beaman, Iowa, and was first known as “The Beaman Bank.” The bank was organized under a state charter as Farmers Savings Bank in 1908 and the Marshalltown locations were opened in 2000. We are owned by shareholders whose roots are right here in this area.
Our mission shall be to offer financial services to Lennox Employees, their families, and Select Employee Groups and their families who are credit union members. We will accomplish this by offering on a financially sound, perpetual basis, affordable borrowing and savings opportunities, striving to offer the lowest possible rates on loans.
