For 2026, the USDA loan limit in Pampa, located in Gray County, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®’s USDA loan calculator to compare top USDA and FHA rates today, and determine required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Pampa, Gray, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pampa, TX
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hurdles. Choose one of three starting paths to align with lenders and suitable USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
578 East Bay Street, Suite D, Charleston, SC, 29403
In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business
1072 King Street, Suite D-1, Charleston, SC, 29403
Our mission is to earn your business by professional marketing, concern for your best interest, and assisting you in understanding and completing the real estate process. Whether you are buying or selling you can count on HH Real Estate and Mortgage to give you a very conscientious market analysis. You can expect constant communication
Andrea Drayton Rhodan brings a wealth of knowledge to her role as a Mortgage Broker, Tax Consultant and Bookkeeper. In these specialty areas Andrea enjoys the thrill of helping people with accounting while also helping them to achieve their dream of home ownership. Andrea Rhodan Insurance & Mortgage, LLC is your source for all of your accounting.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
