For 2026, the USDA loan limit in Pampa, located in Gray County, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®’s USDA loan calculator to compare top USDA and FHA rates today, and determine required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Pampa, Gray, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pampa, TX
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hurdles. Choose one of three starting paths to align with lenders and suitable USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
American Dream Financial was founded in 2002, with our office in Campbell, California. Offering our clients an array of loan programs to serve their home financing needs. Our experienced Mortgage brokers span over 15 years in the Mortgage Business. Providing service with experience you can trust.
Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, & costs-to meet your unique needs.
4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506
As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
Golden State Financial specializes in commercial real estate financing, bridge loans, and hard money solutions. We connect borrowers with private lenders, debt funds, and institutional capital for fast, asset-based financing nationwide. Ideal for land, construction, value-add, and time-sensitive transactions requiring speed, flexibility, and reliable execution.
