USDA Vs. FHA your options comparison in Plainview, Hale County, TX

In the year 2025, the USDA loan limit for a single-family home in Plainview, situated in the county of Hale, TX, is established at $336,500. In contrast, the FHA sets its limit at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the top USDA and FHA rates available today, and identify the income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side. This comparison helps to determine which program might be most suitable for your financial needs in .

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Loan limits and down payment requirements for 2025 in Plainview, Hale, TX

Type of Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Plainview, TX

At Lendersa®, our aim is to swiftly connect you with the optimal USDA or FHA loan solution, minimizing any hassle. Choose from three starting points that help match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is intended for properties in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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