USDA Vs. FHA your options comparison in Tulia, Swisher County, TX
In 2026, the loan limit for USDA in Tulia, within Swisher county, TX is $336,500. For FHA loans, the limit applicable to a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to compare the optimal rates between today's USDA and FHA loans. You can also see what income levels, credit ratings, financial reserves, and documents are essential to qualify. With our cutting-edge mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your financial needs in .
Loan limits and down payment requirements in Tulia, Swisher county, TX for 2026
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan avenues in Tulia, TX
Lendersa® seeks to secure you the finest USDA or FHA loan speedily and devoid of vexation. You may embark on one of the three paths, leading to matched lenders and USDA loan schemes.
The USDA home loan, backed by the U.S. Department of Agriculture, is otherwise referred to as the USDA rural development loan or simply USDA mortgage. This loan is exclusive to rural areas and, in contrast to FHA loans demanding at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
Plains Federal was chartered in 1958 so we have a lot of practice “helping people”. While we are a small credit union, we are a great example of “good things come in small packages”. Our small staff means we will get to know you personally! We encourage our members to be thrifty and make good financial decisions.
Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.
4501 First United Bank Parkway, Amarillo, TX, 79119
Lends in Texas
Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.
Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.
The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.
The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
