USDA Vs. FHA Pro and Con comparison in Tulia, Swisher County, TX

In 2025, the loan limit for USDA in Tulia, within Swisher county, TX is $336,500. For FHA loans, the limit applicable to a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare the optimal rates between today's USDA and FHA loans. You can also see what income levels, credit ratings, financial reserves, and documents are essential to qualify. With our cutting-edge mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your financial needs in .

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Loan limits and down payment requirements in Tulia, Swisher county, TX for 2025

Type of Loan Maximum Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan avenues in Tulia, TX

Lendersa® seeks to secure you the finest USDA or FHA loan speedily and devoid of vexation. You may embark on one of the three paths, leading to matched lenders and USDA loan schemes.

Lendersa USDA loan request and match results

Understanding the USDA Loan in TX

The USDA home loan, backed by the U.S. Department of Agriculture, is otherwise referred to as the USDA rural development loan or simply USDA mortgage. This loan is exclusive to rural areas and, in contrast to FHA loans demanding at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Financial Horizons Credit Union
  • 895 E Street, Hawthorne, NV, 89415
  • We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.
  • Independent Community Bankers' Bank
  • 107 Progress Drive, Frankfort, KY, 40602
  • Chartered in 1988, as a bankers'​ bank, Independent Community Bankers' Bank has enjoyed providing community banks with personalized correspondent banking services for more than 30 years. ICBB is organized to only do business with banking institutions and is owned solely by the customer banks it serves.
  • Northwoods Credit Union
  • 1702 Avenue B, Cloquet, MN, 55720
  • Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.
  • Members Cooperative Credit Union
  • 1299 MN-33 S., Cloquet, MN, 55720
  • At MCCU, we strive to be the primary, positive financial influence in the lives of our members/owners. That’s our mission. You’ll see it in everything we do for you. Imagine doing business with an organization that truly has your best financial future as its number-one goal. That’s our mission
  • Country Heritage Credit Union
  • 16580 Bakertown Road, Buchanan, MI, 49107
  • Country Heritage has been serving the rural community since 1932. Founded as Buchanan Farmers Credit Union to meet the needs of Agri-Business, the Credit Union moved to it's new building in 1993. At the same time the name was changed to Country Heritage Credit Union to reflect it's expanded role in the community.
  • Marathon County Employees Credit Union
  • 400 E Thomas Street, Wausau, WI, 54403
  • Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz We are a state chartered
  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
  • IMECO Federal Credit Union
  • 3404 West Boland Drive, South Bend, IN, 46628
  • IMECO Federal Credit Union was organized in August l949 by 7 employees of Indiana & Michigan Electric Company. The credit union is a cooperative association organized in accordance with the Federal Credit Union Act and for the purpose of promoting thrift among it’s members and creating a source of credit for provident or productive purposes.
  • AAA Federal Credit Union
  • 1112 N Bendix Drive, South Bend, IN, 46628
  • AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
  • Broker Match Inc
  • 2655 First St, Suite 250, Simi Valley, CA, 93065
  • "BrokerMatch is a performance-based Online Marketing and Media company. Since 1996, the founders have delivered more than 5 million interested consumers to a valued network of partners. With excellent pricing, smart filters, superior service, and years of experience, BrokerMatch has become a trusted partner with lenders, agents, brokers, and s
  • Progressive Home Loans
  • 2010 Malcolm Street, Simi Valley, CA, 93065
  • The Progressive team offers a broad range of professional training and skills, to bring to you, the client, the ease and simplicity of a multidisciplinary real estate service. We are composed of Progressive Real Estate Services and Progressive Home Loans. What this means to you, the client, is that we can broker most of your real estate needs