In the year 2025, the USDA loan limit for Crane, situated within Crane county, TX, is set at $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030. Knowing these limits is essential for prospective homeowners as they define the scope of financing available, impacting affordability and purchase power within the locality.
Use the Lendersa® USDA loan calculator to effectively compare the leading USDA and FHA loan rates available today. This tool helps determine the necessary income, credit, reserves, and documentation needed to qualify for loans. It further provides a side-by-side visualization of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program in tailored to your unique financial situation. Such thorough evaluations are crucial for making informed decisions regarding home financing, tailored specifically to your fiscal needs and ambitions.
2025 Loan Limits and Downpayment Requirements in Crane, Crane County, TX
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These figures are reflective of broader economic trends and policies designed to guide homebuyers in making prudent purchasing decisions that are aligned with their financial strategies and future goals.
Exploring USDA and FHA Loan Options in Crane, TX
The aim of Lendersa® is to ensure you rapidly access the optimal USDA or FHA loan with minimal difficulty. Begin by selecting from three initial pathways, each tailored to align you with lenders and USDA loan offerings relevant to your circumstances. These curated approaches streamline a potentially complex mortgage landscape, providing the clarity needed to pursue the most appropriate mortgage solutions available.
The USDA home loan, sometimes referred to as the USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture. This loan is exclusively for home purchases in rural areas and does not require a down payment, contrasting with FHA loans that require a minimum of 3.5% down. This condition makes USDA loans particularly appealing, as they lower the barriers to homeownership by eliminating upfront costs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9050 E Conquistadores Drive, Scottsdale, AZ, 85255
I have been closing Real Estate Transactions for almost 30 year as both a Licensed Mortgage Broker (NMLS #211522) and Licensed Realtor (SA675911000). Raised in Finance and Real Estate, I am built to close deals. Of COURSE I have built my career around tough deals and close them all with Groves Capital. I AM A DSCR PROFESSIONAL and close those Loans
Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
At WCL Mortgage. We are a local, full-service mortgage company based in Arizona. We specialize in a low cost mortgage solution that benefits today’s home buyer. also we offer Conventional, FHA, VA and Jumbo mortgage lending in Phoenix, Arizona. WCL Mortgage has redefined the mortgage process with you in mind.
8700 East Pinnacle Peak Road, Suite 224, Scottsdale, AZ, 85255
At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. we want to ensure you make the best choice for you and your family.
"Acrobat Financial Group is based in Scottsdale and helps Arizona seniors improve the quality of their lives by providing safe, secure reverse mortgages that can play a positive role in maximizing their retirement assets.
For more than 10 years, Acrobat Financial’s mission has been to help seniors achieve financial security"
23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
"At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service.
With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"
17470 N Pacesetter Way, Suite 124, Scottsdale, AZ, 85255
Blake Mortgage embraces the core values set forth by the company’s founder, Harry Blake Panosian, and approaches every client and transaction with high standards of professionalism, loyalty, and integrity. We work diligently with our clients and value constant communication with the client as well as their realtor.
8700 E Vista Bonita Dr, Suite 260, Scottsdale, AZ, 85255
"Crest Mortgage, Inc. NMLS 1712689 Residential Mortgage Lending, First Time Home Buyers, Reverse Mortgages, Conventional Loans, Jumbo Loans, ARM, Fixed Rate, 40 Year Mortgage, VA, FHA
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them"
