USDA Vs. FHA your options comparison in Kermit, Winkler County, TX

As of 2025, the USDA loan limit for Kermit, located in the county of Winkler, TX, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best available rates between USDA and FHA loans today. It aids you in determining the income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to decide which option in is best suited for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Kermit, Winkler County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Kermit, TX

Lendersa® is dedicated to helping you quickly secure the most suitable USDA or FHA loan without any hassle. Start with one of three options that lead you to matching lenders and USDA programs.

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Understanding USDA Loans in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.
  • Knoxville Firefighters Federal Credit Union
  • 5207 Schubert Road, Knoxville, TN, 37912
  • Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
  • William (Will) Call, Insight Mortgage Solutions LLC
  • 9709 Mountain Vista Circle, Elk Grove, CA, 95757
  • Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
  • Five Diamond Realty
  • 6608 Pallazzo Way, Elk Grove, CA, 95757
  • Five Diamond Realty & Mortgage was founded in 2009 during the Great Recession in Elk Grove, CA. The Broker, President, and CEO, Arsalon Badri, graduated from U. C. Berkeley, With hundreds of closed transactions, Five Diamond Realty & Mortgage is highly qualified to get the job done and surpass all your expectations.
  • North Star Community Credit Union
  • 109 Central Ave, Maddock, ND, 58348
  • The mission of North Star Community Credit Union is to deliver financial solutions, one person at a time. North Star Community Credit Union is proud of its ever expanding member reach and currently provides financial service at 12 locations throughout the state of North Dakota. North Star Community Credit Union Full service financial credit union.
  • NEXA Mortgage LLC
  • 6178 Cottle Rd, G8, San Jose, CA, 95123
  • NEXA Mortgage is a full-service mortgage broker. We offer every loan product known and have the ability to shop all loans for the best possible option for any consumer on a single visit. I NEXA's short 6 year history it has grown to become the largest Mortgage Brokerage in the nation with over 2,100 licensed mortgage loan originators.
  • Meriwest Mortgage
  • 5615 Chesbro Avenue, San Jose, CA, 95123
  • Meriwest Credit Union delivers financial value to individuals and small businesses in the Greater Bay Area of California and Tucson, AZ. We provide to those who are seeking above market rates on deposits, low loan rates, lower fees, product options and an experience that makes you feel confident about your decision to do business with us.
  • Lendson
  • 488 Blossom Hill Road, San Jose, CA, 95123
  • Lendson We have provided a financial mortgage calculator tool above to help the users understand the important of financial planning, so they can make a wise decision towards their mortgage need. and also We are built on a trust foundation with a clear understanding that trust is something we must earn every day. With our clients.
  • Alliance Group and Associates
  • 5450 Thornwood Dr Suite P, San Jose, CA, 95123
  • Alliance Group & Associates Inc. (AGAI) dba Alliance lending is broker company, AGAI team pays attention to details of every loan application, searching to find the most suitable mortgage for the clients. AGAI was first established in 2014 in San Jose, serving mortgage industry instate if CA
  • Pacificwide Real Estate & Mortgage
  • 3005 Silver Creek Road, Suite 214, San Jose, CA, 95121
  • Pacificwide was created in February 2009 by Leon Le & Stanley Lieu, two successful senior engineers in Silicon Valley. We started with a few agents who had a strong passion for real estate & mortgage, and today Pacificwide has grown into a business with nearly 80 elite agents. We provide outstanding client counseling, education etc.