USDA Vs. FHA your options comparison in Midland, Midland County, TX
For 2025, the USDA loan limit in Midland, located in Midland County, TX, is $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator helps compare today's best USDA and FHA rates. It lets you know the required income, credit, reserves, and documents for qualification. Our modern mortgage calculator presents all options, including USDA, FHA, Conforming, and VA side by side to assist in selecting the best financial solution in .
Loan Limits and Downpayment Requirements in Midland, Midland, TX for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Midland, TX
Lendersa® is dedicated to offering the best USDA or FHA loan deals quickly and smoothly. Choose one of three starting paths to connect with lenders and find tailored USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also referred to as the USDA rural development loan, available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, no down payment is needed for a USDA mortgage.
Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
"We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients.
We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.
Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We make our loans convenient for our members with competitive rates and flexible terms. Loans are available for a wide range of purposes including, auto loans and leases, motorcycles, signature loans, overdraft protection, consolidation and many other uses. Apply in person, by phone, mail or online.
