USDA Loan Vs. FHA loan pro & con Midland, Midland County, TX

For 2026, the USDA loan limit in Midland, located in Midland County, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator helps compare today's best USDA and FHA rates. It lets you know the required income, credit, reserves, and documents for qualification. Our modern mortgage calculator presents all options, including USDA, FHA, Conforming, and VA side by side to assist in selecting the best financial solution in .

Discover USDA and FHA Loan Options in Midland, TX

Lendersa® is dedicated to offering the best USDA or FHA loan deals quickly and smoothly. Choose one of three starting paths to connect with lenders and find tailored USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also referred to as the USDA rural development loan, available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, no down payment is needed for a USDA mortgage.

Get top 10
USDA LENDERS
customized to yout needes

(937) 228-1614 Lender's profile and map Reviews Firefighters & Company Federal Credit Union 338 South Patterson Boulevard, Dayton, OH, 45402 The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
(937) 222-8971 Lender's profile and map Reviews CODE Credit Union 355 W Monument Avenue, Dayton, OH, 45402 CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
(513) 762-7690 Lender's profile and map Reviews Great Oak Funding 120 West Second Street, Suite 1406, Dayton, OH, 45402 Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.
(276) 546-2211 Lender's profile and map Reviews Lee Bank and Trust Company 41371 West Morgan Avenue, Pennington Gap, VA, 24277 Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
(386) 362-2225 Lender's profile and map Reviews Suwannee River Federal Credit Union 203 Pinewood Way, Live Oak, FL, 32064 Suwannee River Federal Credit Union is a non-profit financial corporation owned and operated by the credit union members themselves. Suwannee River Federal Credit Union has been serving members since 1936. The Credit Union offers a means of saving money through payroll deduction.
(503) 399-5444 Lender's profile and map Reviews Covenant Reverse Mortgage, LLC 15420 Frost Rd., Caldwell, ID, 83607 Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.
(423) 272-5800 Lender's profile and map Reviews First Community Bank 809 West Main Street, Rogersville, TN, 37857 First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
(937) 236-2562 Lender's profile and map Reviews DayMet Credit Union 4988 Wagner Ford Road, Dayton, OH, 45414 DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
(937) 643-2160 Lender's profile and map Reviews Day Air Credit Union 3434 York Commons Blvd, Dayton, OH, 45414 Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.