USDA Vs. FHA your options comparison in Odessa, Ector County, TX
In the year 2025, the USDA loan limit for Odessa, located in Ector County, TX, is set at $336,500, whereas for a single-family dwelling, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to assess today's competitive USDA versus FHA rates. It helps you compute the income, credit, reserves, and documentation required for qualification. Our innovative mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, facilitating a clear decision on which plan best suits your financial needs in .
2025 Loan Limits and Down Payment Needs in Odessa, Ector, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Odessa, TX
The mission of Lendersa® is to expedite the process of acquiring the most advantageous USDA or FHA loan effortlessly. You can choose from three initial strategies that link you with lenders and USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, is often called the USDA rural development loan or USDA mortgage and is accessible solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands none at all.
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34270 Pacific Coast Highway, Suite A, Dana Point, CA, 92629
Bydand is a home finance company that invests in team members to educate & empower their clients, allowing us to custom tailor solutions that exceed their expectations. We are committed to our clients & will work tirelessly to ensure we meet their home financing goals. To provide steadfast solutions tailored to accomplish our clients goals.
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First American Capital Real A diverse company starting out as a Mortgage Broker, then transitioning to a Mortgage Banker. As a Real Estate Company and Lender our goal is to help Stabilize Neighborhoods. We have an A-Z solution to dispose of assets via Traditional and Alternative liquidation processes.
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Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.
24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
Beach Cities Capital With almost two decades of experience we put our expert knowledge into action for your refinance or home purchase loan. We have access to the latest technologies and wholesale lending sources to deliver exceptional interest rates in record time. Our focus and commitment is on your satisfaction and delivering our best.
31463 Pacific Coast Highway, Suite 225, Dana Point, CA, 92629
American Funding offers its customer the best loan products that are fitted perfectly to their individual situations. We are able to say YES, when others say NO because we work with over 35 different lenders and can approve loans with as low as a 500 credit score. Our management believes that the company's success.
