USDA Vs. FHA Pro and Con comparison in Odessa, Ector County, TX
In the year 2026, the USDA loan limit for Odessa, located in Ector County, TX, is set at $336,500, whereas for a single-family dwelling, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to assess today's competitive USDA versus FHA rates. It helps you compute the income, credit, reserves, and documentation required for qualification. Our innovative mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, facilitating a clear decision on which plan best suits your financial needs in .
2026 Loan Limits and Down Payment Needs in Odessa, Ector, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Odessa, TX
The mission of Lendersa® is to expedite the process of acquiring the most advantageous USDA or FHA loan effortlessly. You can choose from three initial strategies that link you with lenders and USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, is often called the USDA rural development loan or USDA mortgage and is accessible solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands none at all.
At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.
Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
Byline Bank is a full-service commercial bank with nearly $6.5 billion in assets, serving small businesses, mid-market companies, and consumers.
Operating over 40 branch locations throughout the Chicago and Milwaukee metro areas, Byline’s been a community partner in its neighborhoods for over 100 years
1311 S Princeton Ave, Arlington Heights, IL, 60005
The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
3030 Salt Creek Ln, Suite 145, Arlington Heights, IL, 60005
In 2000 HomeSmart announced its Grand Opening with only two Agents. A reputation for advanced technologies soon followed. As a result, HomeSmart rapidly developed into the #1 Real Estate brokerage in size and sales volume in the Phoenix, Arizona area. With a commitment to its Agents and Clients, HomeSmart grew to over 8, 000 agents worldwide.
1104 S. Arlington Heights Rd, Arlington Heights, IL, 60005
AAEC Credit Union has assets of approximately 84 million dollars. We offer a full range of financial services designed to help our members manage their money effectively.AAEC is a state chartered institution and all deposits are insured up to $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government
2340 S Arlington Heights Rd, Arlington Heights, IL, 60005
Colin Barr, Mortgage We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you.
