In the year 2025, the USDA loan limit for Odessa, located in Ector County, TX, is set at $336,500, whereas for a single-family dwelling, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to assess today's competitive USDA versus FHA rates. It helps you compute the income, credit, reserves, and documentation required for qualification. Our innovative mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, facilitating a clear decision on which plan best suits your financial needs in .
2025 Loan Limits and Down Payment Needs in Odessa, Ector, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Odessa, TX
The mission of Lendersa® is to expedite the process of acquiring the most advantageous USDA or FHA loan effortlessly. You can choose from three initial strategies that link you with lenders and USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, is often called the USDA rural development loan or USDA mortgage and is accessible solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands none at all.
Our loans are designed to help solve these surprises without creating another problem down the road. We want to make our loan fit within your available budget each month but we also stress the importance of paying down the principal on the loan as quickly as possible. Most loan companies want you to stay on the loan as long as possible.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.
Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
Waco Federal Credit Union To provide a safe and financially sound institution where members can invest their savings with peace of mind and assurance that their financial needs will be met with ethical and responsible, friendly service. The commitment to providing competitive rates, both dividends on savings and interest on loans.
First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
We are Best Suited Mortgage, your local Texas mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals.
