USDA VS FHA in Deer-Park, Harris County, TX

In 2026, the USDA loan limit in Deer-Park, within Harris county, TX, is set at $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates, identifying the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to select the best program in for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Deer-Park, County of Harris, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Deer-Park, TX

The aim of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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