In 2026, the USDA loan limit in Deer-Park, within Harris county, TX, is set at $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates, identifying the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to select the best program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Deer-Park, County of Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Deer-Park, TX
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose from three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage requires none.
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Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.
Chain Bridge Bank, N.A. is a national bank and fiduciary services provider chartered under the Office of the Comptroller of the Currency. It serves businesses, organizations and individuals across the country, with an emphasis on commercial clients in the public affairs industries in the Washington, D.C. area.
Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.
19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742
The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.
