USDA Vs. FHA Pro and Con comparison in Galena-Park, Harris County, TX
In 2025, the USDA loan cap in Galena-Park, Harris, TX is $285,000, while the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you to decide the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Galena-Park, Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Galena-Park, TX
The goal of Lendersa® is to secure the best USDA or FHA loan efficiently and without hassle. Choose from three starting points to match with the right lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Together Credit Union (formerly Anheuser-Busch Employees' Credit Union and affiliates, American Eagle Credit Union and Purina Credit Union) provides financial services and guidance to help over 133, 000 members nationwide achieve their best life.We are a $1.98 billion asset, full-service financial institution with 30 branches across the nation.
C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.
For over 20 years, Elderlife has helped thousands of families transition loved ones into senior living. Typically families are focused on mom or dad’s health and selecting the best community based on their needs, leaving the financial aspect as an afterthought.
We are here to help you create a plan to pay for senior living.
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
112 South Hanley Road, Suite 120, Clayton, MO, 63105
M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.
M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions
8112 Maryland Avenue, Suite 101, Clayton, MO, 63105
Our values are woven into our uncommon business model, one that offers commercial banking, trust and family office services all within one organization. We develop relationships of distinction, built upon strong, lasting bonds. Our clients know we are here for them in good times and capable and trusted in the face of challenges.
The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking
We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.
