USDA Vs. FHA Pro and Con comparison in Galena-Park, Harris County, TX
In 2025, the USDA loan cap in Galena-Park, Harris, TX is $285,000, while the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you to decide the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Galena-Park, Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Galena-Park, TX
The goal of Lendersa® is to secure the best USDA or FHA loan efficiently and without hassle. Choose from three starting points to match with the right lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
28275 Orchard Lake Road, Suite 102, Farmington, MI, 48334
Option 1 Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
31700 West 13 Mile Road, Suite 113, Farmington, MI, 48334
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Atlantis Mortgage collaborates with lenders to price loans with rates that are consistently affordable and within our clients’ means. Led by a team of professionals with over thirty years of proven industry success, our loan professionals facilitate invaluable insight to borrowers with a wide variety of options and affordable rates.
32000 Northwestern Highway, Suite 130, Farmington, MI, 48334
Estate Financial was founded in 2020 by Amaan Siddiqui, Marcus Dikhow, and Julian Denha. We have 30+ years of providing elite client service and white-glove treatment to ensure our relationships with our clients become relationship-driven than transaction-driven. We are the #1 choice for our clients due to our combined experience in Mortgages.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
As a full service credit union, Community Choice offers checking and savings accounts, loans, mortgages, investment services, and more. Community Choice Credit Union started in 1935 when a few neighbors from Redford Township put five dollars in a fund from which anyone could borrow in a time of need.
North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.
We are a small company that takes pride in having a vested personal interest in your financial success.
We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer.
While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player
Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
