USDA Vs. FHA your options comparison in La-Porte, Harris County, TX
In 2026, the USDA loan limit in La-Porte, within Harris county, TX, is $285,000. Compared to this, the FHA loan cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to examine today’s leading USDA versus FHA rates, establishing the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in La-Porte, County of Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in La-Porte, TX
The objective of Lendersa® is to deliver the optimal USDA or FHA loan swiftly and effortlessly. Choose one of three starting paths to connect with lenders and explore USDA loan opportunities.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.
ILA 1351 FCU is dedicated to serving members of the International Long Shoremen's Association 1351 in La Porte, Texas.
We've served the Houston area since 1966. With current CEO Jan Stewart & Office Manager Ann Phelps and help and hard work of all past and current board members
USI Federal Credit Union was organized in 1959 as a non-profit financial cooperative. The purpose of the Credit Union’s was to serve the employees of USI and their families and today we continue the tradition.
Credit Union members are the actual owners of the credit union. When you deposit money into your account,
Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
The City of Deer Park FCU was established for all current City of Deer Park Employees, Retirees, Volunteer Firefighters/ Paramedics, Elected and/or Appointed City Officials, and the extended family of those members. In 2013, membership was extended to the employees & extended family members of the Deer Park Independent School District as well.
Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
