USDA Vs. FHA your options comparison in Channelview, Harris County, TX
In 2025, the USDA loan limit in Channelview, within Harris county, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide the most suitable financing program in for your financial requirements.
2025 Loan Limits and Downpayment Requirements in Channelview, County of Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Channelview, TX
The objective of Lendersa® is to connect you with the most favorable USDA or FHA loan quickly and with ease. Begin by selecting one of three avenues to match with lenders and explore USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires none.
Mercy Credit Union is nonprofit savings and lending organization owned and operated by its members. It’s our pleasure to offer co-workers and their family members a local, convenient way to reach their financial goal – no matter how big or small. Membership is open to anyone affiliated with Mercy Health System. All employees.
Since 1938, Educational Community Credit Union (ECCU) has been helping members build long-term financial security. That is why the foundation of the credit union philosophy is "people helping people Educational Community Credit Union (ECCU) has been helping members build long-term financial security.
At State Bank, we're proud of our history...but we don't rest on it. We were founded by local businessmen with a single, clear mission: Provide our customers with the best, most individualized service possible, always keeping the customer's best interest in mind. We are truly a local bank, focused on providing unparalleled service.
Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.
BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
1557 East Primrose Street, Suite B100, Springfield, MO, 65804
Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union" in the Ozarks for the 13th year in a row.
Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.
LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service
