FHA Vs. USDA loan program for Denton, Denton County, Texas

As of 2026, the USDA loan limit in Denton, within Denton County, TX, is $360,600. Meanwhile, the FHA limit for a single-family residence is $531,300.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, determining the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding which option best fits your financial situation in .

USDA and FHA Loan Choices in Denton, TX

The goal of Lendersa® is to connect you swiftly with the best USDA or FHA loan without hassle. Choose from three initial pathways leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

A USDA home loan is a government-guaranteed mortgage from the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Get top 10
USDA LENDERS
customized to yout needes

(714) 964-2762 Lender's profile and map Reviews Trans World Financial 19691 Phoenix Ln, Huntington Beach, CA, 92646 Trans World Financial Trans World Financial knows the importance of securing the best financing for each of our clients. No one person has the exact same financial situation and that is why our professional loan counselors have thousands of different loan programs to ensure that your specific financing needs.
(714) 470-7182 Lender's profile and map Reviews Pacific City Financial 9042 Garfield Avenue, Suite 307, Huntington Beach, CA, 92646 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages. Michael Robbins, our founder, has 29 years experience in the financial and mortgage lending industry. As a licensed broker and mortgage lending professional
(301) 474-5900 Lender's profile and map Reviews Greenbelt Federal Credit Union 112 Centerway, Greenbelt, MD, 20770 In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
(401) 414-2102 Lender's profile and map Reviews RoundPoint Mortgage Servicing Corporation 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770 RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
301-345-6005 Lender's profile and map Reviews Specialty Lending Group 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770 SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
(406) 682-4215 Lender's profile and map Reviews Madison Valley Bank 109 West Second, Boulder, MT, 59632 When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
(657) 667-2227 Lender's profile and map Reviews America Smart Home 8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844 At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(714) 467-5298 Lender's profile and map Reviews First GoldStars Inc. 8942 Garden Grove Boulevard, Suite 210, Garden Grove, CA, 92844 First Goldstars, Inc. We are a professional and responsible real estate and mortgage broker. We are here to assist you with all your real estate and mortgage needs. We have many years of experience in real estate and we take pride in excellent customer service. Our clients' needs are our priorities. Our goal.
(800) 560-7766 Lender's profile and map Reviews HomeLoan123 13725 Proctor Ave, Suite A, La Puente, CA, 91746 HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.
(323) 447-3041 Lender's profile and map Reviews Winn Mortgage 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 520-5626 Lender's profile and map Reviews Right Start Mortgage 13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746 Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs
(866) 431-4328 Lender's profile and map Reviews Pacific Lending LLC 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746 Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.