As of 2025, the USDA loan limit in Denton, within Denton County, TX, is $360,600. Meanwhile, the FHA limit for a single-family residence is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, determining the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding which option best fits your financial situation in
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to connect you swiftly with the best USDA or FHA loan without hassle. Choose from three initial pathways leading to matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage from the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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