For 2025, the USDA loan limit established in Double-Oak, Denton county, TX, is $329,300. At the same time, the FHA limit for a single-family home is set at $411,700.
Take advantage of the Lendersa® USDA loan calculator to assess today’s best USDA and FHA rates. It assists in figuring out the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator equips you to compare USDA, FHA, Conforming, and VA options side by side, helping to find the best program for your financial situation in Alabama.
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| Loan Category | Maximum Loan Amount | Down Payment Required | |
| USDA | $329,300 | 0% | |
| FHA | $411,700 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The goal at Lendersa® is to guide you to the optimal USDA or FHA loan quickly and effortlessly. Choose one of three starting strategies to match with qualifying lenders and USDA loan offerings.
A USDA home loan, endorsed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, offering broader access to eligible individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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