USDA Vs. FHA Pro and Con comparison in Double-Oak, Denton County, TX

For 2025, the USDA loan limit established in Double-Oak, Denton county, TX, is $329,300. At the same time, the FHA limit for a single-family home is set at $411,700.

Take advantage of the Lendersa® USDA loan calculator to assess today’s best USDA and FHA rates. It assists in figuring out the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator equips you to compare USDA, FHA, Conforming, and VA options side by side, helping to find the best program for your financial situation in Alabama.

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Loan Limits and Down Payment Specifications in Double-Oak, Denton, TX for 2025

Loan Category Maximum Loan Amount Down Payment Required
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Choosing USDA and FHA Loan Options in Double-Oak, TX

The goal at Lendersa® is to guide you to the optimal USDA or FHA loan quickly and effortlessly. Choose one of three starting strategies to match with qualifying lenders and USDA loan offerings.

Lendersa's USDA loan request matching outcomes

Defining the USDA Loan in TX

A USDA home loan, endorsed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, offering broader access to eligible individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.
  • Natrium Efcu
  • 15710 Energy Road, Proctor, WV, 26055
  • Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022. The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.
  • Rockway Mortgage Company, Inc.
  • 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
  • Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
  • The Stoffer Mortgage Company Inc
  • 100 30th St Nw, Suite 106, Canton, OH, 44709
  • Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.
  • PIONEER FINANCIAL SERVICES, INC
  • 2515 Cleveland Ave N, Canton, OH, 44709
  • Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.
  • Finemark National Bank & Trust
  • 8695 College Parkway, Suite 100, Fort Myers, FL, 33919
  • At FineMark National Bank & Trust, we want to help you be in the best position possible to reach your financial goals. We believe that takes getting to know you, your values & challenges. Our professionals understand that every individual & every situation is unique. Through a proactive approach, we work with you to create a comprehensive strategy.
  • D&V Home Mortgage Inc
  • 1412 Royal Palm Square Blvd., Suite 105, Fort Myers, FL, 33919
  • D&V Home Mortgage is a locally owned and operated mortgage company specializing in fast processing and friendly service! D&V Home Mortgage, Inc. is a mortgage broker business with its home office based in Fort Myers, FL. The company offers residential loan services to individuals interested in purchasing a new home or refinancing an existing loan.