In 2025, the USDA loan limit in Northlake, Denton county, TX is set at $360,600, while the FHA loan limit for a single-family home is $531,300.
Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates, determining the income, credit, reserves, and paperwork needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in is best for your financial needs.
2025 Loan Limits and Downpayment Details in Northlake, Denton, TX
Loan Type
Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Northlake, TX
Lendersa® aims to provide you with the best USDA or FHA loans promptly and without difficulty. Choose one of three starting points that connect you with matching lenders and USDA loan options.
A USDA home loan, known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires none.
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