USDA and FHA Pro and Con in Northlake, Denton County, TX

In 2025, USDA loan limit in Northlake, county of Denton, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Northlake, county of Denton, TX

Loan Type Loan Limit Down payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Northlake, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Quality Direct Funding
  • 5447 Villawood Circle, Calabasas, CA, 91302
  • Quality Direct Funding is a mortgage broker in Calabasas, Ca whose mission it is to serve its customers with the honesty, integrity and competence that they expect. Our goal is to provide the highest quality loans at the most competitive rates. Whether you are a first-time homebuyer, current homeowner or real estate investor.
  • 24 Hr Mortgage
  • 4500 Park Granada, Suite 22, Calabasas, CA, 91302
  • seasoned mortgage professionals, we offer the highest level of customer service in residential financing. We provide clients with the best possible scenarios, including current market information competitively low interest rates and a wide array of products offered by lenders, to help make their decisions comfortably. Furthermore.
  • Financial Solutions Corporation
  • 24007 Ventura Blvd, Suite 270, Calabasas, CA, 91302
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bernal Stephen E
  • 5023 North Parkway, Calabasas, CA, 91302
  • Steve is not your typical “Mortgage Broker.” He is a Mortgage and Financial Consultant—an expert in real estate financing and a trusted advisor who does much more than find you a mortgage with the lowest rate Known for his warmth, insight and integrity, he is passionate about leveraging your mortgage as a valuable investment tool to create wealth.
  • Westcorp Capital, Inc.
  • 23901 Calabasas Road, Suite 2000, Calabasas, CA, 91302
  • Westcorp Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Priority Financial Network
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • Priority Financial Network is an equal housing lender and operates as a privately-owned, Fannie Mae, Freddie Mac and FHA approved Mortgage Banker, and offers our clients a diverse portfolio of loan options to fit any loan scenario. We provide borrowers with the advantages and resources of larger financial institutions
  • Marquee Funding Group
  • 24025 Park Sorrento, Suite 150, Calabasas, CA, 91302
  • Marquee Funding Group, Inc. is a full service mortgage banking firm specializing in the origination, investment sale, and servicing of privately placed real estate loans more commonly known as hard money / private equity loans.
  • ALTLOAN
  • 5016 North Parkway Calabasas Suite 200, Calabasas, CA, 91302
  • ALTLOAN sources the best available capital for residential Non-QM loans with easy guidelines and competitive rates. All loans are underwritten in-house to ensure easy execution and fast closings for Mortgage Brokers. All Underwriters, Account Managers and Account Executives have 5+ years experience in the mortgage business with Non-QM experience.