USDA Vs. FHA your options comparison in Lantana, Denton County, TX

For 2025, the USDA loan maximum in Lantana, located in Denton county, TX, is $360,600. At the same time, the FHA limit for a single-family home stands at $531,300.

Try the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. You'll be able to see required income, credit, reserves, along with necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in selecting the most suitable program in for your financial needs.

Check loan offers from 100 lenders

2025 Loan Limits and Down Payment Standards for Lantana, Denton County, TX

Type of Loan Maximum Loan Amount Required Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Lantana, TX

The aim of Lendersa® is to help you quickly and smoothly secure the finest USDA or FHA loan available. Choose from three different beginnings that lead to matched lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. This option is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BVA Federal Credit Union
  • 608 Rostraver Road, Belle Vernon, PA, 15012
  • BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
  • Hometown Mortgage Company
  • 117 Worthington Ave, New Castle, PA, 16105
  • Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
  • Mortgage Placement Services
  • 226 Mohawk Drive, New Castle, PA, 16105
  • Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.
  • Pennstar Federal Credit Union
  • 4139 East State Street, Hermitage, PA, 16148
  • Your Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
  • Mercer County Community Federal Credit Union
  • 559 N Hermitage Road, Hermitage, PA, 16148
  • Mercer County Community FCU is not just for teachers – we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members.
  • Just 1 Way
  • 1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
  • JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.
  • The Mortgage Works Inc
  • 5502 North West Chapel Court, Port Saint Lucie, FL, 34986
  • The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Pelagic Mortgage Inc
  • 1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
  • Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
  • Milo Lending Inc
  • PO Box 880231, Port Saint Lucie, FL, 34986
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
  • Carefree Mortgage
  • 1860 SW Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
  • The Carefree Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker. Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"