USDA Vs. FHA Pro and Con comparison in Lantana, Denton County, TX
For 2026, the USDA loan maximum in Lantana, located in Denton county, TX, is $360,600. At the same time, the FHA limit for a single-family home stands at $531,300.
Try the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. You'll be able to see required income, credit, reserves, along with necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in selecting the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Standards for Lantana, Denton County, TX
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Lantana, TX
The aim of Lendersa® is to help you quickly and smoothly secure the finest USDA or FHA loan available. Choose from three different beginnings that lead to matched lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. This option is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans do not require any down payment.
Longstreet Financial is a full service mortgage broker offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
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402 Executive Drive, Suite B, Langhorne, PA, 19047
Since 2003, our mission at City Capital Funding, Inc. (NMLS ID #127622) has been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
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American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.
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To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.
Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
