USDA and FHA Pro and Con in Lantana, Denton County, TX

For 2026, the USDA loan maximum in Lantana, located in Denton county, TX, is $360,600. At the same time, the FHA limit for a single-family home stands at $531,300.

Try the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. You'll be able to see required income, credit, reserves, along with necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in selecting the most suitable program in for your financial needs.

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2026 Loan Limits and Down Payment Standards for Lantana, Denton County, TX

Type of Loan Maximum Loan Amount Required Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Lantana, TX

The aim of Lendersa® is to help you quickly and smoothly secure the finest USDA or FHA loan available. Choose from three different beginnings that lead to matched lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. This option is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lantana Lenders

  • Lamar National Bank
  • 100 Plaza Place, Suite 100, Northlake, TX, 76226
  • Lends in Texas
  • Lamar National Bank started in 1980 in Paris, TX, by businessmen who saw an opportunity for Relationship Banking and supporting the needs of the community. We are dedicated to building a culture of care in the community we serve and helping others find their path to success. We build lifelong, multigenerational relationships

  • Greater Texas Mortgage Company
  • 3237 Stonecrop Trail, Argyle, TX, 76226
  • Lends in Texas
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Lone Star Home Mortgage
  • 1341 Saddlebrook Court, Argyle, TX, 76226
  • Lends in Texas
  • Lone Star Home Mortgage is a full service mortgage Company with one goal in mind...helping consumers accomplish their home financing goals.The only way to achieve this is by providing the best origination platform for mortgage professionals to operate in today's landscape. This means delivering the products, price, and service.

  • LiFE Credit Union TX
  • 3351 Unicorn Lake Boulevard, Denton, TX, 76210
  • Lends in Texas
  • Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.

  • Parkmont Lending
  • 2340 Justin Rd, Suite 206, Highland Village, TX, 75077
  • Lends in Texas
  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Highland Village Mortgage LLC
  • 206 Malibu Drive, Highland Village, TX, 75077
  • Lends in Texas
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village

  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • Lends in Texas
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect

  • Kendall Financial LLC
  • 3204 Long Prairie Road, Suite D, Flower Mound, TX, 75022
  • Lends in Texas
  • "Kendall Financial LLC is an independent, full service financial planning & investment advisory firm. Our independence allows us to provide products & services that are best for you, our client. Our mission is to help our clients make smart decisions regarding their money. Areas of Specialty:
    Investment Advisory Services Retirement Accumulation e

  • AccessBank Texas
  • 320 W. Eagle Dr, Suite 100, Denton, TX, 76201
  • Lends in Texas
  • AccessBank Texas is all about helping you achieve success. We understand the frustration of dealing with faceless Big Banks that treat you like a number, limiting your access to real people and reasonable hours, which is unhelpful, inefficient. We are passionate about the idea that the needs of a community are a Bank’s first and foremost concern.