For 2026, the USDA loan maximum in Lantana, located in Denton county, TX, is $360,600. At the same time, the FHA limit for a single-family home stands at $531,300.
Try the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. You'll be able to see required income, credit, reserves, along with necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in selecting the most suitable program in
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| Type of Loan | Maximum Loan Amount | Required Down Payment |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to help you quickly and smoothly secure the finest USDA or FHA loan available. Choose from three different beginnings that lead to matched lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. This option is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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