USDA Vs. FHA your options comparison in DeSoto, Dallas County, TX
For 2025, the USDA loan limit in DeSoto, county of Dallas, TX, is $336,500. In contrast, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA programs, guiding you to select the most appropriate choice for your individual financial scenario in .
2025 Loan Limits and Downpayment Requirements in DeSoto, County of Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in DeSoto, TX
The objective of Lendersa® is to ensure you obtain the optimal USDA loan or FHA loan swiftly and hassle-free. Choose one of three starting options to connect with lenders and explore USDA loan programs.
A USDA home loan is assured by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Contrasting with FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
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Financial Capital Group is a privately owned residential and commercial real estate finance company based in Texas. We offer a wide range of real estate loan programs. Our goal is to provide the best real estate financial solutions in the constantly dynamic and evolving U.S. Mortgage Market.
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