USDA Vs. FHA Pro and Con comparison in DeSoto, Dallas County, TX
For 2025, the USDA loan limit in DeSoto, county of Dallas, TX, is $336,500. In contrast, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA programs, guiding you to select the most appropriate choice for your individual financial scenario in .
2025 Loan Limits and Downpayment Requirements in DeSoto, County of Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in DeSoto, TX
The objective of Lendersa® is to ensure you obtain the optimal USDA loan or FHA loan swiftly and hassle-free. Choose one of three starting options to connect with lenders and explore USDA loan programs.
A USDA home loan is assured by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Contrasting with FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
Axel Mortgage, Inc. where exceeding the standard for responsible lending is our mission! We don't use deceptive advertising or hire misleading loan officers to drive our business. We have consistently earned the highest rating available with the Better Business Bureau for doing business ethically. We don't charge upfront lock fees
11811 N. Tatum Blvd, Suite 3031-4B, Phoenix, AZ, 85028
There had to be a better way. The mortgage industry can be complicated for the average homeowner or first time home buyer, and we wanted to change that. Road to Home Mortgage is a local mortgage brokerage where the client comes first. We help guide our clients successfully through the mortgage process.
"Define Mortgage Solutions has a proven track record of creating exceptional mortgage experiences, with an average turnaround time of less than 30 days. Our dedicated mortgage professionals are passionate about providing personal guidance to best serve your members.
In our most recent quarterly survey, over 96% of borrowers reported that they are
"At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep
Federally insured by the NCUA. Equal Housing Opportunity."
11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2210 NW 40th Terr, Suite A, Gainesville, FL, 32605
The loan process for a new home can be overwhelming. Because our team has experience working every job along every step of the loan application and approval, we are able to simply the process for both homeowners and REALTORS. Our team has decades of experience and holds a high standard of communication through every step of the process.
3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.
2111 E Highland Ave, Suite B-150, Phoenix, AZ, 85016
West Valley National Bank is one of a few locally owned & operated community bank. Founded by local business leaders, the Bank fills a much needed niche. For too long, Maricopa County has been served only by large institutions led by out of state ownership and management. We want to help local businesses control their own destiny.
