USDA and FHA Pro and Con in DeSoto, Dallas County, TX
For 2026, the USDA loan limit in DeSoto, county of Dallas, TX, is $336,500. In contrast, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA programs, guiding you to select the most appropriate choice for your individual financial scenario in .
2026 Loan Limits and Downpayment Requirements in DeSoto, County of Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in DeSoto, TX
The objective of Lendersa® is to ensure you obtain the optimal USDA loan or FHA loan swiftly and hassle-free. Choose one of three starting options to connect with lenders and explore USDA loan programs.
A USDA home loan is assured by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Contrasting with FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
1801 North Hampton Road, Suite 415, Desoto, TX, 75115
Lends in Texas
LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
Faith Cooperative Federal Credit Union (FCFCU). We hope that this website is user friendly and informative. There is a lot more to FCFCU than what you will see on these pages but we hope this will give you a thorough introduction to the credit union so that once you leave you will know that “Serving Our Community.
610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
Lends in Texas
ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union
8150 South Central Expressway, Suite A, Dallas, TX, 75241
Lends in Texas
The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
5115 Lake Ridge Pkwy, Suite 160, Grand Prairie, TX, 75052
Lends in Texas
Still Waters Lending mission is to serve our clients, community, and industry with purpose by adding value with our resources. The key to our success has been a combination of consistently offering the lowest possible rates and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
2634 South Carrier Parkway, Suite 107, Grand Prairie, TX, 75052
Lends in Texas
Targetcost Realty For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As the top team of real estate professionals in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise
