As of 2026, the USDA loan limit for Duncanville, located within Dallas county, TX, is $336,500. Meanwhile, the FHA cap for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, determining the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in deciding the best program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $531,300 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you secure the best possible USDA or FHA loan efficiently and without hassle. Choose one of three approaches to connect with lenders and discover USDA loan programs.
A USDA home loan, sometimes referred to as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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