FHA Vs. USDA loan program for Ovilla, Ellis County, Texas

In 2025, USDA loan limit in Ovilla, county of Ellis, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ovilla, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(505) 327-3222 Lender's profile and map Reviews Four Corners Community Bank 500 West Main Street, Farmington, NM, 87401 Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
(308) 879-4451 Lender's profile and map Reviews The Potter State Bank of Potter Front And Chestnut, Potter, NE, 69156 We are a family owned, independent community bank, with offices in Potter and Kimball, Nebraska, with ATM’s located in Potter, Dix and Kimball. The Bank’s commitment to the tri-state region is evidenced by five generations of community bankers in our family. They have served the banking needs of our customers spanning two centuries
(505) 334-3074 Lender's profile and map Reviews High Desert Community Credit Union 321 S Main Street, Aztec, NM, 87410 Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.
(505) 334-2510 Lender's profile and map Reviews Key Mortgage Group, Inc 109 W Chaco St, Aztec, NM, 87410 Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(319) 227-7773 Lender's profile and map Reviews The Watkins Savings Bank 202 First Street, Watkins, IA, 52354 The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .
(515) 899-2121 Lender's profile and map Reviews Security State Bank 207 Isabella Street, Radcliffe, IA, 50230 Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.
(515) 573-1160 Lender's profile and map Reviews FORT Dodge Family Credit Union 407 2nd Avenue S, Fort Dodge, IA, 50501 On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.
(970) 330-9728 Lender's profile and map Reviews Weld Community Credit Union 2555 47th Avenue, Greeley, CO, 80634 We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
(970) 336-1185 Lender's profile and map Reviews Home Team Lending 1019 37th Ave Ct, Greeley, CO, 80634 In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
(720) 470-5364 Lender's profile and map Reviews Acclaimed Lending LLC 2916 West 12th Street, Greeley, CO, 80634 Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
(303) 352-1989 Lender's profile and map Reviews Five Star Mortgage LLC 2692 Linden Drive, Boulder, CO, 80304 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan