USDA and FHA Pro and Con in Ovilla, Ellis County, TX
In 2026, within the bounds of Ovilla located in Ellis county, TX, the USDA loan limit stands at $360,600, while the FHA loan limit for a single-family dwelling is $531,300.
Use the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates for today. It assists you in determining the qualifications necessary—which include income, credit rating, reserves, and documentation requirements. Our comprehensive mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options simultaneously, empowering you to select the best fit for your financial situation in .
2026 Loan Limits and Down Payment Obligations in Ovilla, Ellis, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Ovilla, TX
The mission of Lendersa® is to swiftly and effortlessly secure you the optimal USDA or FHA loan. Begin by selecting one of three starting paths to be partnered with lenders and explore USDA loan options.
A USDA home loan, underwritten by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. Differing from FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment whatsoever.
Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union
1801 North Hampton Road, Suite 415, Desoto, TX, 75115
Lends in Texas
LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.
In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
Faith Cooperative Federal Credit Union (FCFCU). We hope that this website is user friendly and informative. There is a lot more to FCFCU than what you will see on these pages but we hope this will give you a thorough introduction to the credit union so that once you leave you will know that “Serving Our Community.
8150 South Central Expressway, Suite A, Dallas, TX, 75241
Lends in Texas
The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
Lends in Texas
ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
Gerard Mortgage LLC, your Texas home loans experts dedicated to making your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
