USDA Loan Vs. FHA loan for Ovilla, TX [Ellis County Rates 2023]

In 2025, USDA loan limit in Ovilla, county of Ellis, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ovilla, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

503-747-6775 1691 miles Lender's profile and map Reviews Rain City Capital 12131 113th Ave NE Suite 201, Kirkland, OR, 98034 Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
(207) 487-5576 1691 miles Lender's profile and map Reviews Sebasticook Valley Federal Credit Union of Maine 505 Somerset Avenue, Pittsfield, ME, 04967 Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.
(206) 622-1850 1691 miles Lender's profile and map Reviews Express Credit Union 1930 6th Avenue South, Suite 104, Seattle, WA, 98134 Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
(206) 398-5500 1691 miles Lender's profile and map Reviews Seattle Credit Union 1521 1st Ave S, Suite 500, Seattle, WA, 98134 We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
(206) 919-2728 1692 miles Lender's profile and map Reviews Advisory Lending Group 19125 North Creek Parkway, Suite 120, Bothell, WA, 98011 Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.
(888) 315-6319 1692 miles Lender's profile and map Reviews Accelin Loans, LLC 19125 North Creek Parkway, Suite 104, Bothell, WA, 98011 Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
(206) 487-3017 1692 miles Lender's profile and map Reviews New Horizon Capital Funding 17223 94th Place NE, Bothell, WA, 98011 New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
(206) 992-4675 1692 miles Lender's profile and map Reviews Archstone Home Mortgage 18613 103rd Ave NE, Bothell, WA, 98011 Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(206) 766-8888 1692 miles Lender's profile and map Reviews TILA MORTGAGE 19125 North Creek Parkway, Suite 210, Bothell, WA, 98011 TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
(206) 407-5452 1692 miles Lender's profile and map Reviews Specialty Home Loans 5515 60th Ave NE, Seattle, WA, 98105 We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
(425) 273-1430 1692 miles Lender's profile and map Reviews NWF mortgage 5034 48th Avenue NorthEast, Seattle, WA, 98105 At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.