USDA Vs. FHA your options comparison in Dickinson, Galveston County, TX
For the year 2025, the USDA loan limit set for properties in Dickinson, specifically within Galveston county of TX, reaches up to $336,500. For comparison, the FHA loan limit for a single-family residence is pegged at $472,030.
Take advantage of the Lendersa® USDA loan calculator to directly compare the most competitive USDA and FHA rates available today. The tool enables you to establish the required income levels, credit scores, reserves, and essential documentation necessary for qualification. Use our advanced mortgage calculator to evaluate the differences and similarities among USDA, FHA, Conforming, and VA loan programs side by side, guiding you to determine which is best suited to your personal financial situation in .
2025 Loan Limits and Down Payment Requirements in Dickinson, County of Galveston, TX
Loan Type
Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Dickinson, TX
At Lendersa®, our mission is to efficiently connect you with the most suitable USDA or FHA loan options with minimal hassle. You are invited to choose from three convenient starting points that enable matching with lenders offering USDA loans tailored to your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is specifically designated for properties located within rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans offer the substantial benefit of requiring no down payment at all, presenting an advantageous option for eligible individuals seeking homes in rural settings.
These loans not only make acquiring rural property more feasible but also potentially offer lower interest rates and reduced mortgage insurance costs, enhancing affordability and accessibility for prospective homeowners.
2850 19th Street South, Suite 300, Birmingham, AL, 35209
"We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area.
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.
In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
The credit union was founded in 1946 by employees of the Veterans Administration in Montgomery, AL. It is our mission to offer quality service with a personal touch, ensure profitability & preserves the tradition of being a safe & secure member-owned cooperative.Membership in the credit union requires ownership of one or more shares of $25.00 each.
ASE Credit Union was established in 1954 as the Alabama State Employees' Credit Union. Years later, ASE was granted a Community Charter and we have been able to open our doors to everyone! If you live, work, worship or attend school in the 8 counties surrounding Montgomery, AL then you can join, too!Credit Union was established in 1954
Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.
In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
