USDA Vs. FHA your options comparison in Dickinson, Galveston County, TX
For the year 2025, the USDA loan limit set for properties in Dickinson, specifically within Galveston county of TX, reaches up to $336,500. For comparison, the FHA loan limit for a single-family residence is pegged at $472,030.
Take advantage of the Lendersa® USDA loan calculator to directly compare the most competitive USDA and FHA rates available today. The tool enables you to establish the required income levels, credit scores, reserves, and essential documentation necessary for qualification. Use our advanced mortgage calculator to evaluate the differences and similarities among USDA, FHA, Conforming, and VA loan programs side by side, guiding you to determine which is best suited to your personal financial situation in .
2025 Loan Limits and Down Payment Requirements in Dickinson, County of Galveston, TX
Loan Type
Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Dickinson, TX
At Lendersa®, our mission is to efficiently connect you with the most suitable USDA or FHA loan options with minimal hassle. You are invited to choose from three convenient starting points that enable matching with lenders offering USDA loans tailored to your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is specifically designated for properties located within rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans offer the substantial benefit of requiring no down payment at all, presenting an advantageous option for eligible individuals seeking homes in rural settings.
These loans not only make acquiring rural property more feasible but also potentially offer lower interest rates and reduced mortgage insurance costs, enhancing affordability and accessibility for prospective homeowners.
303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
Lewisburg Banking Company was chartered on February 10, 1894. There were 35 original stockholders. The bank was chartered with 150 shares with each share selling for $100; thus making a capital investment of $15,000.
An organizational meeting of the stockholders of the proposed banking company to be located at Lewisburg, Logan County, Kentucky.
30 East Johnston Street, Suite B, Forsyth, GA, 31029
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2302 Parklake Drive, Suite 513, Atlanta, GA, 30345
At InfoThink LLC., we help our Mortgage clients leverage forward thinking, in order to transform business.Our solutions are designed to assist Mortgage providers Improve Margins, increase business process speed, quicker loan decisions and deliver loan quality. Our offerings include Consultancy & Business process management in the Mortgage industry.
Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
Nestfunder is a mortgage brokerage built on the principle of partnership. The employees of Nestfunder see themselves as your partner in homeownership. They strive to find the best possible loan product for any situation. Nestfunder wants to be there from purchase to sale. Nestfunder is on a mission to open doors to homeownership.
Community Mortgage Center is a local mortgage company operating in the Atlanta area since 2001. In the 16 years of our business operation we have helped a lot of people to achieve their goal to be a homeowner. We avoid the “cookie cutter” approach of larger companies and work hard to tailor our services to your specific needs and desires.
