USDA VS FHA in San-Leon, Galveston County, TX

In 2026, the USDA loan limit for San-Leon in Galveston county, TX, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate today's optimal USDA versus FHA rates and identify the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in <Alabama> that caters to your financial requirements.

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2026 Loan Limits and Down Payment Requirements in San-Leon, Galveston County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in San-Leon, TX

Lendersa®'s aim is to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose one of three starting strategies to match with lenders and customize USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, guaranteed by the government's Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment, making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



San-Leon Lenders

  • Houston Home Flips
  • 913 Walnut Pointe, League City, TX, 77573
  • Lends in Texas
  • Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.

    Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in

  • LUV Mortgage LLC
  • 2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
  • Lends in Texas
  • Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.

    From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it

  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • Lends in Texas
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.

  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • Lends in Texas
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.

  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Lends in Texas
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.

  • AMTEX LOAN, LLC
  • 241 Farnworth Ln, League City, TX, 77573
  • Lends in Texas
  • Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership

  • BAYMONT MORTGAGE LLC
  • 238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Baymont Mortgage
  • 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
  • Lends in Texas
  • Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.

  • All Reverse Mortgage®
  • 17300 El Camino Real, Suite 110, Houston, TX, 77058
  • Lends in Texas
  • All Reverse Mortgage, Inc. is proud to be Texas's #1 rated reverse mortgage lender by the BBB with a Perfect 5.0 stars and A+ review. All Reverse Mortgage® lends in 16 states nationwide, and throughout all of the Lone Star state. All Reverse began in November 2007 and as the name implies,