USDA Vs. FHA Pro and Con comparison in San-Leon, Galveston County, TX

In 2025, the USDA loan limit for San-Leon in Galveston county, TX, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate today's optimal USDA versus FHA rates and identify the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in <Alabama> that caters to your financial requirements.

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2025 Loan Limits and Down Payment Requirements in San-Leon, Galveston County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in San-Leon, TX

Lendersa®'s aim is to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose one of three starting strategies to match with lenders and customize USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, guaranteed by the government's Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment, making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Walton County’s First Credit Union
  • 1586 US Highway 90 West, Defuniak Springs, FL, 32433
  • Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
  • The First National Bank of Dozier
  • 7825 South Main Street, Dozier, AL, 36028
  • The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.
  • Farmers Bank and Trust Company
  • 400 West Main Street, Blytheville, AR, 72315
  • Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.
  • Logan Finance Corporation
  • 520 Chickasawba Street, Blytheville, AR, 72315
  • LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
  • Southern Independent Bank
  • 503 North Main St., Opp, AL, 36467
  • In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
  • Ark Valley Credit Union
  • 1515 N Summit Street, Arkansas City, KS, 67005
  • The Ark Valley Credit Union was formed in 1955 as the Rodeo Credit Union for employees of Maurer-Neuer, Inc. The Credit Union was opened to Cowley County residents in 1979 and the name changed to Ark Valley Credit Union in 1990. In 2003, Ark Valley Credit Union merged with the Rainbow Credit Union and opened a branch office in Winfield.
  • Southwest Missouri Bank
  • 202 W High, Alba, MO, 64830
  • We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
  • The State National Bank of Groom
  • 99 Broadway St., Groom, TX, 79039
  • At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service