In 2026, the USDA loan limit for San-Leon in Galveston county, TX, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to evaluate today's optimal USDA versus FHA rates and identify the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in <Alabama> that caters to your financial requirements.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s aim is to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose one of three starting strategies to match with lenders and customize USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment, making homeownership more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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