USDA VS FHA in League-City, Galveston County, TX

In the year 2025, the USDA loan limit applicable to single-family homes in League-City, located in the county of Galveston, TX, is set at $285,000. Meanwhile, the FHA loan limit for the same type of property is $356,362, underlining the different financial requirements of these options.

The Lendersa® USDA loan calculator is an invaluable tool for comparing today's USDA to FHA best rates. It allows borrowers to determine crucial qualifying criteria, including income level, credit score, reserve funds, and the necessary documents to proceed. Our user-friendly, advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in aligns best with your financial needs and goals.

Browse and compare loan offers from a wide variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in League-City, County of Galveston, TX

Loan Type Maximum Loan Amount Minimum Down Payment Requirement
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Avenues for USDA and FHA Loans in League-City, TX

At Lendersa®, our primary goal is to swiftly facilitate access to the most advantageous USDA or FHA loans, with minimal effort on your part. Opt for any of three starting points, each designed to pair you with matching loan programs and compatible lenders to meet your home financing needs.

Lendersa USDA loan request and results tracking

Defining USDA Loans in TX

The USDA home loan, alternatively known as the USDA rural development loan or mortgage, is a special government-backed loan offered through the Department of Agriculture. This loan is uniquely available to those residing in rural areas, offering a significant advantage over FHA loans by eliminating the need for any down payment, whereas FHA loans require at least a 3.5% down payment. As such, USDA loans present a more accessible financial pathway for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Florida Bond & Mortgage Inc
  • 3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
  • Florida Bond & Mortgage, Inc. (FBM) was established in 1957 and is a full service commercial mortgage banking and real estate advisory firm. We currently have offices in Fort Lauderdale, Tampa Bay, and Naples, Florida. Because of our vast and well established range of real estate expertise, we are able to provide commercial real estate services
  • Coral Community Federal Credit Union
  • 1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
  • Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.
  • Voget Financial
  • 3351 Galt Ocean Drive, Fort Lauderdale, FL, 33308
  • "Voget Financial Services is a family operated business located in Fort Lauderdale, Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."
  • Help Me Mortgage LLC
  • 6216 North Federal Highway, Fort Lauderdale, FL, 33308
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
  • EquityMax
  • 6216 N. Federal Hwy., Fort Lauderdale, FL, 33308
  • EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
  • Flipper Loans LLC
  • 2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors
  • LoKation® Real Estate
  • 2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
  • At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise. LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.
  • American Independent Mortgage LLC
  • 3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
  • American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.
  • Clear Mortgage Lending Inc
  • 2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
  • At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options