USDA and FHA Pro and Con in League-City, Galveston County, TX
In the year 2025, the USDA loan limit applicable to single-family homes in League-City, located in the county of Galveston, TX, is set at $285,000. Meanwhile, the FHA loan limit for the same type of property is $356,362, underlining the different financial requirements of these options.
The Lendersa® USDA loan calculator is an invaluable tool for comparing today's USDA to FHA best rates. It allows borrowers to determine crucial qualifying criteria, including income level, credit score, reserve funds, and the necessary documents to proceed. Our user-friendly, advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in aligns best with your financial needs and goals.
2025 Loan Limits and Down Payment Requirements in League-City, County of Galveston, TX
Loan Type
Maximum Loan Amount
Minimum Down Payment Requirement
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Avenues for USDA and FHA Loans in League-City, TX
At Lendersa®, our primary goal is to swiftly facilitate access to the most advantageous USDA or FHA loans, with minimal effort on your part. Opt for any of three starting points, each designed to pair you with matching loan programs and compatible lenders to meet your home financing needs.
The USDA home loan, alternatively known as the USDA rural development loan or mortgage, is a special government-backed loan offered through the Department of Agriculture. This loan is uniquely available to those residing in rural areas, offering a significant advantage over FHA loans by eliminating the need for any down payment, whereas FHA loans require at least a 3.5% down payment. As such, USDA loans present a more accessible financial pathway for eligible borrowers.
Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
At Southwest Research Center Federal Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with both respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.
The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness.
Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
Northwest Louisiana Federal Credit Union was chartered in April of 1975. Our original name was OILS Federal Credit Union (Owens, Illinois, Libbey, Shreveport). November 1981, the name was changed to Libbey Glass Federal Credit Union for ease of recognition. In 2007, we changed our name to Northwest Louisiana Federal Credit Union.
1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
Ellis County Teachers & Employees Federal Credit Union
61 Northgate Drive, Waxahachie, TX, 75165
Ellis County Teachers & Employees Federal Credit Union, you’re a member, not a number. Our goal is to put our members first in all we do.We provide products and services that help the financial stability and economic growth for both our members and our community. As part of your community, we plan for the future to help individuals achieve.
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
