In the year 2025, the USDA loan limit applicable to single-family homes in League-City, located in the county of Galveston, TX, is set at $285,000. Meanwhile, the FHA loan limit for the same type of property is $356,362, underlining the different financial requirements of these options.
The Lendersa® USDA loan calculator is an invaluable tool for comparing today's USDA to FHA best rates. It allows borrowers to determine crucial qualifying criteria, including income level, credit score, reserve funds, and the necessary documents to proceed. Our user-friendly, advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in aligns best with your financial needs and goals.
2025 Loan Limits and Down Payment Requirements in League-City, County of Galveston, TX
Loan Type
Maximum Loan Amount
Minimum Down Payment Requirement
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Avenues for USDA and FHA Loans in League-City, TX
At Lendersa®, our primary goal is to swiftly facilitate access to the most advantageous USDA or FHA loans, with minimal effort on your part. Opt for any of three starting points, each designed to pair you with matching loan programs and compatible lenders to meet your home financing needs.
The USDA home loan, alternatively known as the USDA rural development loan or mortgage, is a special government-backed loan offered through the Department of Agriculture. This loan is uniquely available to those residing in rural areas, offering a significant advantage over FHA loans by eliminating the need for any down payment, whereas FHA loans require at least a 3.5% down payment. As such, USDA loans present a more accessible financial pathway for eligible borrowers.
Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.
CESFCU became a Federally Chartered Credit Union in 1992
First National Bank of Lindsay has been proudly serving our community since 1902! Here at the First National Bank of Lindsay we pride ourselves on our hometown customer service. We are a family owned business and consider each one of our valuable customers a part of that family. We take great pride in our community
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear:
to promote the success.
650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.
TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.
650 S. Shackleford, Suite 400, Little Rock, AR, 72211
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products
17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.
