In 2025, the USDA loan limit in Pasadena, Harris, TX is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, figuring out the necessary income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist in choosing the ideal plan for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly provide the most suitable USDA or FHA loan without hassle. Choose from three options to connect with compatible lenders and USDA loan offerings.
A USDA home loan is government-backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, available only in rural areas. In contrast to FHA loans, which require a 3.5% down payment, no down payment is needed for the USDA mortgage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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