For 2025, in Edcouch, located in Hidalgo county, TX, the USDA loan ceiling is set at $336,500. Meanwhile, for single-family properties, the FHA cap is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most favorable current USDA and FHA rates. This tool assists in identifying the income, credit, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, enabling an informed decision in Alabama's marketplace.
2025 Loan Caps and Down Payment Conditions in Edcouch, Hidalgo county, TX
Loan Category
Maximum Loan
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Edcouch, TX
The mission of Lendersa® is to expedite the acquisition of prime USDA or FHA loans without unnecessary delays. Start from one of three strategic points to match with suitable lenders and USDA loan offerings.
A USDA mortgage, secured by the Department of Agriculture, is designated for rural areas. Known also as a USDA rural development loan or mortgage, it differs from FHA loans, requiring no down payment, compared to the FHA's minimum 3.5% down payment obligation.
Our team continues to service the mortgage needs of clients throughout Memphis and the Mid-South and has become the #1 ranked purchase loan lender in Memphis. As one of the few privately held and locally owned mortgage lenders, all decisions and funding are handled in-house enabling us to provide clients with superior service and lower rates.
Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.
Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.
We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts.
We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;
At i-bank. A bank that is independent minded and not afraid to do things a little differently. A bank focused on customer service and the unique needs of each individual who banks with us. A bank that genuinely cares for our customers and strives to help each of them reach their goals and their own financial independence.
We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
