USDA VS FHA in Edcouch, Hidalgo County, TX

For 2025, in Edcouch, located in Hidalgo county, TX, the USDA loan ceiling is set at $336,500. Meanwhile, for single-family properties, the FHA cap is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable current USDA and FHA rates. This tool assists in identifying the income, credit, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, enabling an informed decision in Alabama's marketplace.

Access and compare offers from an array of 100 lenders

2025 Loan Caps and Down Payment Conditions in Edcouch, Hidalgo county, TX

Loan Category Maximum Loan Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Edcouch, TX

The mission of Lendersa® is to expedite the acquisition of prime USDA or FHA loans without unnecessary delays. Start from one of three strategic points to match with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and corresponding matches

Defining USDA Loans in TX

A USDA mortgage, secured by the Department of Agriculture, is designated for rural areas. Known also as a USDA rural development loan or mortgage, it differs from FHA loans, requiring no down payment, compared to the FHA's minimum 3.5% down payment obligation.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Golden Gate Mortgage
  • 3102 Millwood Avenue, Columbia, SC, 29205
  • Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.
  • Gulfstream Mortgage Corporation
  • 3101 Carlisle St, Suite 105, Columbia, SC, 29205
  • Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.
  • Resource Financial Services, Inc.
  • 2717 Devine Street, Columbia, SC, 29205
  • "Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina. We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."
  • American Group
  • 1074 E. Cole Rd, Suite 14, Calexico, CA, 92231
  • American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
  • Olde Towne Mortgage
  • 132 Boone St, Suite 1, Jonesborough, TN, 37659
  • At Olde Towne Mortgage We work within the wholesale sector of the mortgage industry with access to hundreds of lenders so we're able to close MORE than just a cookie-cutter loan & at rates lower than retail. we offer Residential or Commercial loans, every borrower is different so we believe in having a mortgage portfolio that is as unique as you.
  • Columbia Mortgage Corporation
  • 2711 Middleburg Dr, Suite 103, Columbia, SC, 29204
  • Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
  • Palmetto Citizens Federal Credit Union
  • 2200 N. Beltline Blvd., Columbia, SC, 29204
  • Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.
  • Caro Federal Credit Union.
  • 4480 Rosewood Drive, Columbia, SC, 29209
  • At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.