USDA VS FHA in Doolittle, Hidalgo County, TX

In 2026, the USDA loan threshold for Doolittle, situated in Hidalgo county, TX, is $336,500. In contrast, the FHA loan cap for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's USDA and FHA optimum rates, identifying the requisite income, credit, reserves, and paperwork needed for qualification. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side, facilitating an informed decision on the most suitable program for your financial needs in .

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2026 Loan Limits and Downpayment Essentials in Doolittle, Hidalgo, TX

Loan Category Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Doolittle, TX

Lendersa® intends to furnish you with the finest USDA or FHA loans promptly and without any hassle. Select one of three introductory paths to connect with lenders and USDA loan opportunities that align with your requirements.

Lendersa USDA loan application and matching results

Understanding USDA Loans in TX

The USDA home loan, or USDA rural development mortgage, is backed by the Department of Agriculture and is accessible exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans are attainable with no down payment required.

Enter your location to find out if it qualifies for USDA rural housing loan?



Doolittle Lenders

  • Security First Credit Union
  • 3515 South Jackson Road, Edinburg, TX, 78539
  • Lends in Texas
  • Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Afco Financial Corporation
  • 5217 So McColl Rd, Edinburg, TX, 78539
  • Lends in Texas
  • We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch

  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • Lends in Texas
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
    Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
    for our Loan Officers to be educated, resourceful."

  • South Texas Federal Credit Union
  • 2121 Dove Avenue, McAllen, TX, 78504
  • Lends in Texas
  • South Texas Federal Credit Union is a full service Financial institution established in 1952 in McAllen, TX. STFCU offers checking and savings, as well as CDs and IRAs, accounts to any resident of the Hidalgo County, but with 55, 000 ATMs nationwide for the convenience of our members.

  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lends in Texas
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
    Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.

  • Mr. Mortgage, LLC
  • 1300 N. 10th St, Suite 330K, McAllen, TX, 78504
  • Lends in Texas
  • Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.

  • Global Fox Financial
  • 2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
  • Lends in Texas
  • Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.

  • Diversified Lending Group
  • 5412 N. 10th St, McAllen, TX, 78504
  • Lends in Texas
  • Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial