USDA Vs. FHA Pro and Con comparison in Murillo, Hidalgo County, TX

In 2026, the USDA loan limit for Murillo, situated in the county of Hidalgo, TX, is $336,500. Meanwhile, the FHA cap for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, ascertaining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide which program in suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Murillo, County of Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Murillo, TX

Lendersa® aims to efficiently secure you the best possible USDA or FHA loan without hassle. Choose from one of three starting points, each leading you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture and often known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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