USDA Vs. FHA your options comparison in Elsa, Hidalgo County, TX
In 2025, the USDA loan limit in Elsa, within Hidalgo county, TX is established at $336,500, while for a single-family house, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to make a comparison between today's best USDA and FHA rates, and determine the necessary income, credit score, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side to assist you in selecting the most appropriate option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Elsa, county of Hidalgo, TX
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Solutions in Elsa, TX
The ambition of Lendersa® is to connect you swiftly and smoothly with a USDA or FHA loan that best suits your needs. Choose one of three starting points that will lead to matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically available for rural communities. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment.
Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender.
Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
9683 Tierra Grande St, Suite 102, San Diego, CA, 92126
Integrity Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
8996 Miramar Road, Suite 230, San Diego, CA, 92126
Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,
9460 Mira Mesa Boulevard, Suite K, San Diego, CA, 92126
JP Real Estate & Mortgage Inc owner of the Jenny Pham is real estate during the crash: buyers couldn't buy and sellers couldn't sell. Equity was a fancy thing and lending was tight. I navigated through the waves of shortsales, foreclosures, and loan mods with emotional sellers and doubting buyers.
7940 Silverton Ave, Suite 101A, San Diego, CA, 92126
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Dovenmuehle, we understand the importance of your
members and provide the solutions and experiences
you need to build trusted relationships with them. Our
commitment to innovation and technology means we
develop leading member experiences and our
thoughtful approach to service means we provide the
care and hands-on support they need.
4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office