USDA Vs. FHA your options comparison in Elsa, Hidalgo County, TX

In 2025, the USDA loan limit in Elsa, within Hidalgo county, TX is established at $336,500, while for a single-family house, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to make a comparison between today's best USDA and FHA rates, and determine the necessary income, credit score, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side to assist you in selecting the most appropriate option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Elsa, county of Hidalgo, TX

Type of Loan Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Elsa, TX

The ambition of Lendersa® is to connect you swiftly and smoothly with a USDA or FHA loan that best suits your needs. Choose one of three starting points that will lead to matching lenders and USDA loan programs.

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Defining USDA Loans in TX

A USDA home loan is a government-backed loan supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically available for rural communities. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.
  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.
  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
  • Premier Mortgage Exchange, Inc
  • 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101
  • "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you Premier Mortgage Exchange also offers Reverse Mortgages."
  • Trinity Home Loans
  • 5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
  • Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
  • Aventa Credit Union_Pueblo
  • 2735 Dublin Boulevard, Colorado Springs, CO, 80918
  • Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
  • nina saldivar mortgage
  • 5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
  • If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
  • StrongTower Mortgage
  • 5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
  • Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
  • Monumental Mortgage LLC
  • 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan