USDA Vs. FHA Pro and Con comparison in Edgecliff-Village, Tarrant County, TX

As of 2025, in Edgecliff-Village, Tarrant county, TX, the USDA loan maximum is $329,300 while the FHA limit for a single-family home is $411,700.

Use the Lendersa® USDA loan calculator to assess the best USDA and FHA rates available today and determine the necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side to help identify the best fit for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Needs in Edgecliff-Village, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Edgecliff-Village, TX

The aim of Lendersa® is to connect you with the best USDA or FHA loan without any trouble. Choose one of three methods to align with lenders and USDA loan programs.

Outcomes for Lendersa USDA loan inquiries and matches

Defining USDA Loans in TX

Backed by the Department of Agriculture, a USDA home loan, also known as a USDA rural development loan or mortgage, is intended solely for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • The Bank of Advance
  • 105 East Gabriel Street, Advance, MO, 63730
  • The Bank of Advance was established in 1902 to serve the financial needs of the community. Since that time, we've been investing in the area communities we serve to make them better places to live and work. Our high level of personal service and dedication is evident as we strive to satisfy our customers'​ financial needs & promote our communities.
  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.
  • Tri-County Trust Company
  • 103 Commerce Street, Glasgow, MO, 65254
  • Tri-County Trust Company has remained an independent, locally owned bank. Only three families have held a majority stock interest in the bank: The Kallmeyer family, the Bob Himmelberg family and the Bob Monnig family. Most importantly, the many loyal customers and dedicated employees throughout the years have made Tri-County Trust Company the succe
  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
  • Southern Coastal Federal Credit Union
  • 1042 Howard Avenue, Biloxi, MS, 39530
  • Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.
  • Farmers State Bank
  • 124 E. 3rd St, Cameron, MO, 64429
  • FSB has strived since its founding in 1887 to be a “Pillar in Community Banking.” Thus, our strategy is to provide a community banking culture that offers individualized customer service. We are locally owned and operated and committed to serving all your financial needs through a convenient approach that combines direct access to decision makers
  • New Era Bank
  • 101 S Mine La Motte Street, Fredericktown, MO, 63645
  • New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.