USDA Vs. FHA Pro and Con comparison in Crowley, Tarrant County, TX

In 2025, the USDA loan caps for Crowley, located in Tarrant, TX, stand at $360,600, while the FHA loan limit for a single-family house is $531,300.

Utilize the Lendersa® USDA loan calculator to contrast today's prevailing USDA and FHA rates and ascertain the requirements for income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA plans side by side, aiding you in selecting the most suitable program in for your financial environment.

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Loan limits and down payment criteria in Crowley, Tarrant, TX for 2025

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Crowley, TX

Lendersa® aims to quickly and seamlessly secure you the optimal USDA or FHA loan. You can choose from three different starting points, each one guiding you to the appropriate lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, endorsed by the United States Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Centers
  • 732 N 22nd St, Suite 105, Ozark, MO, 65721
  • The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression
  • WBRT Federal Credit Union.
  • 673 Rosedale Road, Port Allen, LA, 70767
  • WBRT Federal Credit Union was organized in 1958 and federally chartered in 1959 by the National Credit Union Administration (NCUA). When you join WBRT Federal Credit Union you become a member of an organization owned by its members. It is always easier and more pleasant to do business where you are a member and not just an account number.
  • Mid-Kansas Credit Union
  • 104 South Avenue B, Moundridge, KS, 67107
  • Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.
  • The Citizens State Bank
  • 201 S Christian, Moundridge, KS, 67107
  • The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.
  • The First National Bank of Hebbronville
  • 305 N. Smith, Hebbronville, TX, 78361
  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible. Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
  • Dalhart Federal Savings & Loan Association, SSB
  • 502 Denrock Avenue, Dalhart, TX, 79022
  • Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
  • Crossroads Credit Union
  • 217 East Main Street, Goessel, KS, 67053
  • Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.