USDA Vs. FHA your options comparison in Forest-Hill, Tarrant County, TX

In 2026, the USDA loan limit for Forest-Hill, within the county of Tarrant, TX, is $329,300. Meanwhile, the FHA limit for a single-family residence is $411,700.

Utilize the Lendersa® USDA loan calculator to examine today's leading USDA versus FHA rates. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you decide which program in suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Forest-Hill, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Forest-Hill, TX

Lendersa®'s mission is to efficiently connect you with the ideal USDA or FHA loans without hassle. Begin by selecting any of the three starting options to find matching lenders and tailored USDA loan programs.

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What Defines a USDA Loan in TX?

The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Forest-Hill Lenders

  • Everman Parkway Credit Union
  • 1216 Everman Parkway, Fort Worth, TX, 76140
  • Lends in Texas
  • General Motors moved the plant to Dallas and the credit union followed. There, board members worked out of their locker room until January 1982, when office space was rented, a computer bought and a manager hired. GM moved the plant back to Forth Worth in 1987 and the credit union moved to Forth Worth in August of 1987. In October 1991.

  • Alcon Employees Federal Credit Union
  • 6201 South Freeway, Fort Worth, TX, 76134
  • Lends in Texas
  • Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members

  • Prosperity Mortgage, LLC
  • 5500 East Loop 820 South, Suite 101A, Fort Worth, TX, 76119
  • Lends in Texas
  • Our services will take the complications out of the process. Let one of our Loan Specialist analysis your credit profile to take the guess work out and identify the best financing available for you. You’ll be surprised by how easy your life becomes once we work together— contact one of our professional for more information.

  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Lends in Texas
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .

  • First National Bank of Burleson
  • 899 N.E. Alsbury Blvd., Burleson, TX, 76097
  • Lends in Texas
  • First National Bank of Burleson is a locally owned bank that was established in 1981 and has been serving the financial needs of Johnson, Tarrant, and surrounding counties since that time. It is the only bank that is actually chartered in Burleson so it is truly the only hometown bank. As one of the few remaining independent banks in the area.

  • Texas Trust Credit Union
  • 5850 W Interstate 20, Suite 200, Arlington, TX, 76017
  • Lends in Texas
  • Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.

  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • Lends in Texas
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.

  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Lends in Texas
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.

  • Mesta Park Mortgage LLC
  • 3502 Kasmier Court, Arlington, TX, 76001
  • Lends in Texas
  • Mesta Park Mortgage, our mission is to handle each loan in a manner that results in the highest level of customer satisfaction. This is achieved by ensuring our customer’s needs are our top priority Buying a home has long been considered a cornerstone of the American dream. Whether it's your first, or one of many, purchasing.