USDA VS FHA in Everman, Tarrant County, TX

In 2025, the USDA loan limit for Everman in Tarrant, TX, is $360,600, while the FHA limit for a single-family home stands at $531,300.

Lendersa® offers a USDA loan calculator to compare the best rates of today's USDA versus FHA loans, helping determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator seamlessly displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your specific financial needs in .

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2025 Loan Limits and Down Payment Specifications in Everman, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Everman, TX

Lendersa® aims to connect you with the most suitable USDA or FHA loan quickly and easily. Choose one of three initial pathways that lead to matching lenders and tailored USDA loan options.

Results for Lendersa's matched USDA loan request

Understanding USDA Loans in TX

A USDA home loan is backed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, and is designated for rural areas only. In contrast to FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter. THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
  • Haven Mortgage Group
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
  • In-House Mortgage LLC
  • 38219 Mound Road, Suite 201, Sterling Heights, MI, 48310
  • "We can work with many different types of borrowers to help them get the exact loan they need for their situation. Our team of highly qualified Loan Officers are here 24/7 to ensure you're getting the loan you need, when you need it. We've got a constant tab on the latest interest rates around to ensure you're saving."
  • Warren Municipal FCU
  • 31300 Hoover Road, Warren, MI, 48093
  • Warren Municipal FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Credit unions are not-for-profit, which means that instead of dividends going to shareholders, the profits are put back into the credit union
  • JM Mortgage Services LLC
  • 970 Pine Avenue, Lake Orion, MI, 48362
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Gogebic County Federal Credit Union
  • 600 West Lead Street, Bessemer, MI, 49911
  • GCFCU has grown to more than 3900 members strong and exceeds $17 million in assets as of March 31, 2016. Our growth and success comes from the support of our loyal members who use our services, a dedicated group of volunteers who are elected by our members to represent them, and a friendly staff who are committed to exceeding your
  • The First National Bank of Dennison
  • 105 Grant Street, Dennison, OH, 44621
  • The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.
  • Citizens Home Loan LLC
  • 18468 Mack Grosse Pointe, Farms, MI, 48236
  • Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
  • Hill Mortgage
  • 81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
  • Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
  • The First National Bank of Wakefield
  • 400 Sunday Lake St., Wakefield, MI, 49968
  • The FNB of Wakefield continues looking to keep its community updated with the best customer service and financial products and services available. The directors and shareholders live and work in Gogebic County and know the importance of a community bank that understands the needs of its customers!